970 Cedar Dr, Newton, NJ 07860 Property Records

Sussex County and Stillwater Township property record for 970 Cedar Dr, Newton, NJ 07860

Property Summary

Property Type	Single Family Home
Details	910 sqft · built 1972
Lot Size	0.602 acres (26,219 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Sep 2025)
Tax Bill	$5,336 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-03906-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`20-03906-0000-00003`
Alternative APN	`200390600003`

Interior

Stories	1 Story
Building Area	910 sqft Living Area
1st Floor Area	910 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Construction Type	Frame
Lot Area	26,219 sqft (0.602 acres)
Lot Dimensions	230 ft deep x 114 ft wide

Location & Zoning

Street Address	970 CEDAR DR
City	NEWTON
State	NJ
Zip	07860-4518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	ADDITIONAL LOTS: 17
Legal Subdivision	PAULINSKILL LAKE
Legal Block	3906
Legal Lot Number	3
Jurisdiction	SUSSEX NJ
Township / Civil Division	STILLWATER
Census Block Group	4
Census Block	4001
Census Tract	373900

Owner

970 Cedar Dr is owned and occupied by an individual who bought it in September 2025.

Source: Sussex County and Stillwater Township records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	970 CEDAR DR, NEWTON, NJ 07860-4518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP
Jun 21, 2021	Deed, Transfer · FHA Mortgage FAMILY FIRST FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2025 · Amount on File
Deed Sale	Sep 16, 2025 · Amount on File
Prior Sale	Jun 21, 2021 · Amount on File
Deed Document Number	202516785
Deed Book / Page	10405 / 1369
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Sep 16, 2025
Property Address	970 CEDAR DR, NEWTON, NJ 07860-4518
Document Number	0104051369
Book / Page	10405 / 1369
Instrument Date	Aug 20, 2025
Instrument	2025016785
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,871.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 PLAZA DR, NEWTON, NJ 07860-6600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 CEDAR DR, NEWTON, NJ 07860-4518

Mortgage

Document Number	2025016786
Date	Sep 16, 2025
Instrument	2025016786

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jun 21, 2021
Property Address	970 CEDAR DR, NEWTON, NJ 07860-4518
Document Number	0035940321
Book / Page	3594 / 321
Instrument Date	Apr 29, 2021
Instrument	20210621010176780
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	RIVER EDGE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 BEEMER CHURCH RD, 55, BRANCHVILLE, NJ 07826-5703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 CEDAR DRIVE, STILLWATER, NJ 07875

Mortgage

Document Number	20210621010176790
Date	Jun 21, 2021
Instrument	20210621010176790

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

Mortgage

Document Number	0099770443
Date	Jun 21, 2021
Book Page	9977/443
Instrument	20210621010176800

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	59 Months
Due	Apr 30, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 970 Cedar Dr was $5,336, up 0.6% from the year before.

Source: Sussex County and Stillwater Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Stillwater Township
Secondary School District	Kittatinny Regional School District (07 - 12)
Elementary School District	Stillwater Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,500 (-) Land $60,300 Building $81,200	$141,500 (-) Land $60,300 Building $81,200
2025	$5,336.00 (+0.6%)	$141,500 (-) Land $60,300 Building $81,200	$141,500 (-) Land $60,300 Building $81,200
2024	$5,304.00 (+0.36%)	$141,500 (-) Land $60,300 Building $81,200	$141,500 (-) Land $60,300 Building $81,200
2023	$5,285.00 (+2.98%)	$141,500 Land $60,300 Building $81,200	$141,500 Land $60,300 Building $81,200
2022	$5,132.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 970 Cedar Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 970 Cedar Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER WATER DISTRICT 1 serves 1,200 people · EPA ID NJ1920001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2021
Monitoring and Reporting	127 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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