Clinton County property record for 970 Cave Spring Rd, Albany, KY 42602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 680 sqft · built 1950 |
| Lot Size | 1.19 acres (51,836 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $45,000 (Jul 2022) |
| Tax Bill | $203 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 026-00-00-010.00 |
| Primary APN | 026-00-00-010.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 680 sqft Total Area |
| Family Room | Family Room |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 51,836 sqft (1.19 acres) |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1267 |
|---|---|
| Street Address | 970 CAVE SPRING RD |
| City | ALBANY |
| State | KY |
| Zip | 42602-7946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H-L ON CAVE SPRINGS RD |
| Jurisdiction | CLINTON KY |
| Township / Civil Division | CUMBERLAND CITY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 970100 |
Source: Clinton County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 970 CAVE SPRING RD, ALBANY, KY 42602-7946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2022 · Amount on Record |
| Deed Sale | Jul 6, 2022 · Amount on Record |
| Prior Sale | Dec 7, 2006 · Amount on Record |
| Deed Document Number | 2022159013 |
| Deed Book / Page | 172 / 233 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON KY |
| Property Address | 970 CAVE SPRING RD, ALBANY, KY 42602-7946 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | MTG188/440 |
|---|---|
| Date | Jul 9, 2018 |
| Book Page | MTG 188/440 |
| Instrument | 139833 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ALBANY, KY 42602 |
| Amount | Amount Recorded |
|---|
Source: Clinton County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Clinton County |
| Unified School District | Clinton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $203.00 (+15.34%) | $21,000 (-) | $21,000 (-) |
| 2023 | $176.00 | $21,000 | $21,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 22, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALBANY WATER WORKS serves 9,042 people · EPA ID KY0270003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | Coliform assessment Sep 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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