970 Broomley Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 970 Broomley Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,322 sqft · built 1977
Lot Size	5.08 acres (221,503 sqft)
Owner	Individual Name on Record
Last Sale	$1,175,000 (Jan 2018)
Tax Bill	$21,916 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`059A0-02-00-00600`

Property Details

APN / Parcel Number

Primary APN	`059A0-02-00-00600`
Alternative APN	`19890`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,322 sqft Finished Area
Basement Area	2,029 sqft
Finished Basement	2,029 sqft
Unfinished Basement	904 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	221,503 sqft (5.08 acres)
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	340 sqft
Deck Area	568 sqft
Patio Area	808 sqft
Storage Building	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Street Address	970 BROOMLEY RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-7825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	FLORDON 2 6
Legal Subdivision	FLORDON
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	1
Census Block	1012
Census Tract	11000

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 654, IVY, VA 22945-0654
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 16, 2018	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2018 · Amount on Record
Deed Sale	Jan 16, 2018 · Amount on Record
Deed Document Number	2018503
Deed Book / Page	5004 / 581
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	970 BROOMLEY RD, CHARLOTTESVILLE, VA 22901-7825
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200009047
Date	Jul 26, 2022
Instrument	202200009047

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jan 16, 2018
Property Address	970 BROOMLEY RD, CHARLOTTESVILLE, VA 22901-7825
Document Number	0000000503
Book / Page	005004 / 000581
Instrument Date	Jan 2, 2018
Instrument	503
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	970 BROOMLEY RD CHARLOTTESVILLE VA 229017825, CHARLOTTESVILLE, VA 22901-7825

Mortgage

Document Number	504
Date	Jan 16, 2018
Book Page	005004/000585
Instrument	504

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2048

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,916.00 (+22.18%)	$2,451,400 (+22.18%) Land $563,300 Building $1,888,100	$2,451,400 (+22.18%) Land $563,300 Building $1,888,100
2025	$17,937.00 (+31.84%)	$2,006,400 (+25.94%) Land $512,000 Building $1,494,400	$2,006,400 (+25.94%) Land $512,000 Building $1,494,400
2023	$13,605.00	$1,593,200 Land $482,200 Building $1,111,000	$1,593,200 Land $482,200 Building $1,111,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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