970 Brae Burn Pl, Owatonna, MN 55060 Property Records

Steele County property record for 970 Brae Burn Pl, Owatonna, MN 55060

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 4,292 sqft · built 1971
Lot Size	1.86 acres (81,109 sqft)
Owner	2 Individual Names on File
Last Sale	$558,000 (Aug 2022)
Tax Bill	$8,674 (2026)
Deeds & Mortgages	Sep 2019 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-444-0103`

Property Details

APN / Parcel Number

Primary APN	`17-444-0103`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	4,292 sqft Living Area
Basement Area	1,776 sqft
Finished Basement	1,776 sqft
Unfinished Basement	24 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	81,109 sqft (1.86 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	970 BRAE BURN PL
City	OWATONNA
State	MN
Zip	55060-2174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VON RUDEN # 2 BLK 1 LOT 3 VON RUDEN ADDN #2
Legal Section	TW
Legal Subdivision	VON RUDEN # 2
Legal Block	1
Legal Lot Number	3
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	3
Census Block	3012
Census Tract	960200

Owner

970 Brae Burn Pl is owned and occupied by two individuals who bought it in August 2022.

Source: Steele County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	970 BRAE BURN PL, OWATONNA, MN 55060-2174
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROUNDBANK
Aug 25, 2022	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROUNDBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2022 · Amount on File
Deed Sale	Aug 22, 2022 · Amount on File
Deed Document Number	20221455659
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	970 BRAE BURN PL, OWATONNA, MN 55060-2174
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000425287
Date	Sep 6, 2019
Instrument	A000425287

Lender

Name	BREMER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	970 BRAE BURN PL, OWATONNA, MN 55060-2174
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000429193
Date	May 22, 2020
Instrument	A000429193

Lender

Name	ROUNDBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Aug 25, 2022
Property Address	970 BRAE BURN PL, OWATONNA, MN 55060-2174
Document Number	A000444308
Instrument Date	Aug 22, 2022
Instrument	A000444308
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,841.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	970 BRAE BURN PL, OWATONNA, MN 55060-2174

Mortgage

Document Number	A000444309
Date	Aug 25, 2022
Instrument	A000444309

Lender

Name	ALERUS FINANCIAL NA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	970 BRAE BURN PL, OWATONNA, MN 55060-2174
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000429193
Date	May 22, 2020
Instrument	A000429193

Lender

Name	ROUNDBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 970 Brae Burn Pl was $8,674 with a homeowner's exemption.

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,674.00 Homeowner's exemption	$580,300 (+2.85%) Land $131,100 Building $449,200	$580,300 (+2.85%) Land $131,100 Building $449,200
2025		$564,200 Land $120,100 Building $444,100	$564,200 Land $120,100 Building $444,100
2023	$6,544.00 Homeowner's exemption	$499,900 Land $114,600 Building $385,300	$499,900 Land $114,600 Building $385,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 970 Brae Burn Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2010)
Most Recent Claim	Sep 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 970 Brae Burn Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Minnesota WiFi.

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