Adams County property record for 970 Bernigen Dr, Berne, IN 46711
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 2,216 sqft · built 1998 |
| Lot Size | 0.403 acres (17,575 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,610 (2025) |
| Deeds & Mortgages | Jun 2020 Refinance Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-11-05-301-091.000-018 |
| Primary APN | 01-11-05-301-091.000-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,216 sqft Living Area |
| 1st Floor Area | 2,216 sqft |
| Basement Area | 2,048 sqft |
| Unfinished Basement | 2,048 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 17,575 sqft (0.403 acres) |
| Lot Dimensions | 125 ft deep x 83 ft wide |
| Garage Type | Attached |
| Garage Area | 788 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 01044746459 |
|---|---|
| Street Address | 970 BERNIGEN DR |
| City | BERNE |
| State | IN |
| Zip | 46711-1782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BERNIGEN POINTE SEC I LOT 8 & BERNIGEN POINTE SEC I LOT 9 EXC N/2 SEC 5 |
| Legal Subdivision | BERNIGEN POINTE |
| Legal Lot Number | 8,9 |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | WABASH |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 30700 |
Source: Adams County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 970 BERNIGEN DR, BERNE, IN 46711-1782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK OF BERNE |
| Aug 14, 2018 | Deed of Trust, Mortgage OLD NATIONAL BANK |
| Jun 28, 2018 | Deed of Trust, Mortgage OLD NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 970 BERNIGEN DR, BERNE, IN 46711-1782 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020002598 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 2020002598 |
| Name | FIRST BANK OF BERNE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 970 BERNIGEN DR, BERNE, IN 46711-1782 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2018003084 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | 2018003084 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 353 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 970 BERNIGEN DR, BERNE, IN 46711-1782 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2018002445 |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 2018002445 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 355 Months |
| Due | Jan 1, 2048 |
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Wabash Township |
| Municipality | Berne City |
| Unified School District | South Adams Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,610.00 (-2.04%) Homeowner's exemption | $391,000 (+11.55%) Land $32,500 Building $358,500 | $391,000 (+11.55%) Land $32,500 Building $358,500 |
| 2024 | $3,685.00 (+4.66%) | ||
| 2023 | $3,521.00 (+7.18%) | $350,500 (+6.7%) Land $32,500 Building $318,000 | $350,500 (+6.7%) Land $32,500 Building $318,000 |
| 2022 | $3,285.00 (+9.06%) Homeowner's exemption | $328,500 Land $32,500 Building $296,000 | $328,500 Land $32,500 Building $296,000 |
| 2020 | $3,012.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERNE WATER DEPARTMENT serves 4,388 people · EPA ID IN5201001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Watch TV Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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