Franklin County property record for 970 Bernard Rd, Columbus, OH 43221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,128 sqft · built 1958 |
| Lot Size | 0.177 acres (7,749 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Aug 2018) |
| Tax Bill | $4,017 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-116996 |
| Primary APN | 010-116996 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,128 sqft Living Area |
| 1st Floor Area | 1,129 sqft |
| Family Room | Family Room |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Foundation Type | Raised |
| Lot Area | 7,749 sqft (0.177 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 970 BERNARD RD |
|---|---|
| City | COLUMBUS |
| State | OH |
| Zip | 43221-1608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BERNARD RD CRANFORD LOT 83 |
| Legal Subdivision | CRANFORD SUB |
| Legal Lot Number | 83 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 7811 |
Source: Franklin County records · APN 010-116996
Assessment roll updated August 1, 2024 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 970 BERNARD RD, COLUMBUS, OH 43221-1608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Jul 06, 2022 | Transfer on Death Deed, Transfer |
| Aug 31, 2018 | Survivorship Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 31, 2018 · Amount on Record |
| Deed Sale | Aug 31, 2018 · Amount on Record |
| Prior Sale | Nov 20, 2015 |
| Deed Document Number | 201808310118574 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 970 BERNARD RD, COLUMBUS, OH 43221-1608 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000039554 |
|---|---|
| Date | Mar 03, 2021 |
| Instrument | 202103030039554 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 01, 2041 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Jul 06, 2022 |
| Property Address | 970 BERNARD RD, COLUMBUS, OH 43221-1608 |
| Document Number | 0000098912 |
| Map Reference | MB 29 PG 16 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 202207060098912 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 970 BERNARD RD, COLUMBUS, OH 43221-1608 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Aug 31, 2018 |
| Property Address | 970 BERNARD RD, COLUMBUS, OH 43221-1608 |
| Document Number | 0000118574 |
| Map Reference | MB29 PG16 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 201808310118574 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Title Company | FIRST OHIO TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 00000 |
| Document Number | 0000118575 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | 201808310118575 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
Source: Franklin County records · Assessment roll updated August 1, 2024 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Columbus City |
| Unified School District | Columbus City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,017.00 (+1.57%) | $87,400 (-) Land $40,640 Building $46,760 | |
| 2023 | $3,955.00 (+4.66%) | $87,400 (+22.89%) Land $40,640 Building $46,760 | $249,700 (+22.88%) Land $116,100 Building $133,600 |
| 2022 | $3,779.00 | $71,120 Land $21,630 Building $49,490 | |
| 2020 | $203,200 Land $61,800 Building $141,400 |
Source: FEMA National Flood Hazard Layer as of June 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–1992) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 1992 · Severe Storms, Tornadoes & Flooding |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 393 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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