970 Beacon Ln, Vero Beach, FL 32963 Property Records

Indian River County property record for 970 Beacon Ln, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,062 sqft · built 1979
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Company Names on Record
Last Sale	$1,925,000 (Mar 2023)
Tax Bill	$18,740 (2025)
Deeds & Mortgages	Apr 2026 Transfer Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-40-27-00001-0000-00010.0`

Property Details

APN / Parcel Number

Primary APN	`33-40-27-00001-0000-00010.0`
Alternative APN	`99313`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,062 sqft Living Area
Gross Area	3,782 sqft
1st Floor Area	3,062 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2022
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Metal
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	154 ft deep x 100 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	720 sqft
Driveway	Driveway
Driveway Area	936 sqft

Exterior Amenities

Pool Area	508 sqft
Porch	Open Porch
Porch Area	444 sqft
Patio Area	1,501 sqft
Gazebo	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	970 BEACON LN
City	VERO BEACH
State	FL
Zip	32963-3034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	MOORINGS UNIT 1 LOT 10 PBI 8-6 & 6A
Legal Range	40E
Legal Township	33S
Legal Section	27
Legal Subdivision	THE MOORINGS UNIT 1
Legal Lot Number	10
Legal Unit	1
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1012
Census Tract	50509

Owner

Source: Indian River County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	970 BEACON LN, VERO BEACH, FL 32963-3034
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Quit Claim Deed, Transfer ACCOMMODATION/COURTESY RECORDI
Mar 30, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jul 26, 2021	Warranty Deed, Transfer OCEANSIDE TITLE AND ESCROW, OCEANSIDE TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2023 · Amount on Record
Deed Sale	Mar 30, 2023 · Amount on Record
Prior Sale	Jul 26, 2021 · Amount on Record
Deed Document Number	202315327
Deed Book / Page	3610 / 101
Last Transfer Date	Apr 13, 2026
Transfer Doc	0038520275
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 13, 2026
Property Address	970 BEACON LN, VERO BEACH, FL 32963-3034
Document Number	0038520275
Book / Page	3852 / 275
Instrument Date	Apr 13, 2026
Instrument	202617246
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	ACCOMMODATION/COURTESY RECORDI

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	970 BEACON LN, VERO BEACH, FL 32963-3034

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 30, 2023
Property Address	970 BEACON LN, VERO BEACH, FL 32963-3034
Document Number	0036100101
Book / Page	3610 / 101
Map Reference	MB 8 PG 6&6A
Instrument Date	Mar 2, 2023
Instrument	3120230015327
Transaction Type	Transfer
Record Updated	Apr 13, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 HARBOUR DR # DR304A, DR304A, VERO BEACH, FL 32963-2890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 BEACON LN, VERO BEACH, FL 32963-3034

Mortgage

Document Number	0003610103
Date	Mar 30, 2023
Instrument	3610/103

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	Other
Max Rate	10.3%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 26, 2021
Property Address	970 BEACON LN, VERO BEACH, FL 32963-3034
Document Number	0034471278
Book / Page	3447 / 1278
Map Reference	MB 8 PG 6&6A
Instrument Date	Jul 23, 2021
Instrument	3120210053422
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	OCEANSIDE TITLE AND ESCROW, OCEANSIDE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$5,565.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 FALCATTA RD, 3, HILTON HEAD, SC 29928-5532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	HARBOUR DRIVE # 304A # 304A, 304A, VERO BEACH, FL 32963

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,740.00 (+60.28%) Homeowner's exemption	$1,347,168 (+53.99%)	$1,841,235 (+110.46%) Land $549,738 Building $1,291,497
2023	$11,692.00 (+21.54%)	$874,855 (+29.67%) Land $458,115 Building $416,740	$874,855 (+29.67%) Land $458,115 Building $416,740
2022	$9,620.00	$674,689 Land $366,492 Building $308,197	$674,689 Land $366,492 Building $308,197

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 166 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	467 units insured incl. 301 condo units
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: Verizon.

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