970 Barrett St, Saint Paul, MN 55103 Property Records

Ramsey County property record for 970 Barrett St, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,378 sqft · built 1954
Lot Size	0.149 acres (6,480 sqft)
Owner	Individual Name on File
Last Sale	$135,306 (Jun 2018)
Tax Bill	$5,250 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-13-0203`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-13-0203`
Alternative APNs	`8265797` `294594`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,378 sqft Living Area
1st Floor Area	1,148 sqft
Basement Area	100 sqft
Finished Basement	100 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1966
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	6,480 sqft (0.149 acres)
Lot Dimensions	120 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	294594
Street Address	970 BARRETT ST
City	SAINT PAUL
State	MN
Zip	55103-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROYAL OAKS W 18 FT OF LOT 1O AND ALL OF LOT 11 BLK 16
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	ROYAL OAKS
Legal Block	16
Legal Lot Number	1O,11
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3013
Census Tract	31200

Owner

970 Barrett St is owned by an individual who bought it in June 2018.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	4737 COUNTY ROAD 101, MINNETONKA, MN 55345-2634
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FIN'L
Jun 12, 2018	Warranty Deed, Transfer TITLE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2018 · Amount on File
Deed Sale	Jun 12, 2018 · Amount on File
Prior Sale	May 31, 2018 · Amount on File
Deed Document Number	20182615864
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	970 BARRETT ST, SAINT PAUL, MN 55103-1308
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04872115
Date	Mar 24, 2021
Instrument	A04872115

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	970 BARRETT ST, SAINT PAUL, MN 55103-1308
Document Number	0004722139
Instrument Date	Aug 1, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 BARRETT ST ST PAUL MN 551031308, ST PAUL, MN 55103-1308

Mortgage

Document Number	0004722139
Date	Aug 10, 2018
Instrument	4722139

Lender

Name	GENEVA FIN'L
Type	Funding / Finance Company
Address	CHANDLER, AZ 85248

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 12, 2018
Property Address	970 BARRETT ST, SAINT PAUL, MN 55103-1308
Document Number	0002615864
Instrument Date	May 31, 2018
Instrument	2615864
Transaction Type	Transfer
Record Updated	Jun 22, 2018
Title Company	TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$460.05
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4737 COUNTY ROAD 101 #149 MINNETONKA MN 553452634, 149, MINNETONKA, MN 55345-2634

Tax Assessment & Valuation

The 2025 property tax bill for 970 Barrett St was $5,250.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,200 Land $44,200 Building $261,000	$305,200 Land $44,200 Building $261,000
2025	$5,250.00
2023	$4,696.00	$289,300 Land $44,200 Building $245,100	$289,300 Land $44,200 Building $245,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 970 Barrett St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 970 Barrett St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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