970 Barcarmil Way, Naples, FL 34110 Property Records

Collier County property record for 970 Barcarmil Way, Naples, FL 34110

Property Summary

Property TypeSingle Family Home
Details3,883 sqft · built 1997
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on Record
Last Sale$374,838 (Aug 2025)
Tax Bill$23,753 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Sep 2019 Sale
Flood ZoneZone AE (high risk)
APN229900 F 413A22

Property Details

APN / Parcel Number

Primary APN229900 F 413A22
Alternative APN
  • 27185007529

Interior

Stories1 Story
Building Area3,883 sqft Living Area
1st Floor Area3,883 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2010
Construction TypeMasonry / Concrete Block
Lot Area18,731 sqft (0.43 acres)
Pool Area420 sqft
Deck Area572 sqft

Location & Zoning

Street Address970 BARCARMIL WAY
CityNAPLES
StateFL
Zip34110-0903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionCOLLIERS RESERVE BLK F LOT 41
Legal Range25
Legal Township48
Legal Section22
Legal SubdivisionCOLLIERS RESERVE
Legal Tract229900
Legal BlockF
Legal Lot Number41
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1019
Census Tract10108

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address970 BARCARMIL WAY, NAPLES, FL 34110-0903
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2020Deed of Trust, Mortgage
BANK OF AMERICA
Sep 27, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2025 · Amount on Record
Deed SaleAug 19, 2025 · Amount on Record
Prior SaleSep 27, 2019 · Amount on Record
Deed Document Number20256719903
Deed Book / Page6499 / 3362
Prior Transfer DateAug 6, 2010
Prior Transfer Doc0045970443
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address970 BARCARMIL WAY, NAPLES, FL 34110-0903
Document Number0057302454
Instrument DateFeb 20, 2020
Transaction TypeMortgage
Record UpdatedMar 11, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address970 BARCARMIL WAY NAPLES FL 341100903, NAPLES, FL 34110-0903

Mortgage

Document Number0057302454
DateFeb 24, 2020
Book Page005730/002454
Instrument5832615
Lender
NameBANK OF AMERICA
TypeBank
AddressHOUSTON, TX 77046
Agreement
AmountAmount Recorded
Term180 Months
DueFeb 23, 2035

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateSep 27, 2019
Property Address970 BARCARMIL WAY, NAPLES, FL 34110-0903
Document Number0056781764
Book / Page005678 / 001764
Instrument DateSep 27, 2019
Instrument5771212
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$12,915.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address1130 LOCUST RD WILMETTE IL 600911241, WILMETTE, IL 60091-1241

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,197,562 (-3.49%) Land $1,074,716 Building $1,122,846$2,197,562 (-18.96%) Land $1,074,716 Building $1,122,846
2025$23,753.00 (+7.23%)$2,277,013 (+21%)$2,711,689 (+8.51%) Land $1,312,229 Building $1,399,460
2024$22,152.00 (+3.7%)
2023$21,362.00 (+3.57%)$1,881,829 (+1%)$2,499,042 (+10.08%) Land $896,690 Building $1,602,352
2022$20,625.00$1,710,754$2,270,215 Land $568,295 Building $1,701,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 483 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies579 units insured
incl. 96 condo units
Nearby Flood Claims106 (1980–2024)
Claims Outside the SFHA10 of 106
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 35 claims
  • Hurricane Ian, Sep 2022 · 28 claims
  • Hurricane Irma, Sep 2017 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Hotwire Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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