Orange County property record for 970 Baja St, Laguna Beach, CA 92651
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,143 sqft · built 2006 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $3,545,000 (Mar 2025) |
| Tax Bill | $35,919 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 644-437-14 |
| Primary APN | 644-437-14 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,143 sqft Living Area |
| 1st Floor Area | 2,143 sqft |
| Basement Area | 662 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Area | 488 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Gas |
|---|
| Street Address | 970 BAJA ST |
|---|---|
| City | LAGUNA BEACH |
| State | CA |
| Zip | 92651-3735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A TR ARCH BEACH HEIGHTS BLK 15 LOT 4 ARCH BEACH HEIGHTS LOT 4 BLK 15(AND LOT 5 BLK 15 |
| Legal Subdivision | ARCH BEACH HEIGHTS |
| Legal Tract | 24 |
| Legal Block | 15 |
| Legal Lot Number | 4,5 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 62620 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 970 BAJA ST, LAGUNA BEACH, CA 92651-3735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Feb 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 29, 2021 | Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2025 · Amount on Record |
| Deed Sale | Mar 28, 2025 · Amount on Record |
| Prior Sale | Nov 29, 2021 · Amount on Record |
| Deed Document Number | 202594953 |
| Prior Transfer Date | May 30, 2008 |
| Prior Transfer Doc | 0000287082 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 970 BAJA ST, LAGUNA BEACH, CA 92651-3735 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2022 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 800 W MARY ST, AUSTIN, TX 78704-4140 |
| Document Number | 0000044489 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 2022000044489 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Mar 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Max Rate | 7.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Nov 29, 2021 |
| Property Address | 970 BAJA ST, LAGUNA BEACH, CA 92651-3735 |
| Document Number | 0000722381 |
| Map Reference | MB 7 PG 9&10 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 2021000722381 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 800 W MARY ST, AUSTIN, TX 78704-4140 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Beach City |
| Unified School District | Laguna Beach Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,615,900 (+5.33%) Land $3,220,500 Building $395,400 | |
| 2025 | $35,919.00 (+3.62%) | $3,433,007 (+4.04%) Land $3,008,524 Building $424,483 |
| 2023 | $34,665.00 (+2.09%) | $3,299,700 Land $2,891,700 Building $408,000 |
| 2022 | $33,954.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 73% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cox Communications Cable | 2,000 / 100 |
May also be available: T-Mobile, Verizon.
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