970 Audubon Dr, Memphis, TN 38117 Property Records

Shelby County property record for 970 Audubon Dr, Memphis, TN 38117

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,310 sqft · built 1951
Lot Size	0.719 acres (31,310 sqft)
Owner	2 Individual Names on File
Last Sale	$587,500 (Sep 2004)
Tax Bill	$3,607 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit May 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`05-8126-0-0022`

Property Details

APN / Parcel Number

Primary APN	`05-8126-0-0022`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,310 sqft Living Area
Gross Area	4,750 sqft
1st Floor Area	2,562 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	31,310 sqft (0.719 acres)
Lot Dimensions	202 ft deep x 155 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	970 AUDUBON DR
City	MEMPHIS
State	TN
Zip	38117-4602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	AND N PT 24 LOTS 21 THRU 25 & PT OAKSEDGE ST AUDUBON PARK S/D
Legal Subdivision	WILKINSON & SNOWDEN RE
Legal Lot Number	PT23
Jurisdiction	SHELBY TN
Township / Civil Division	13
Census Block Group	4
Census Block	4000
Census Tract	11800

Owner

970 Audubon Dr is owned and occupied by two individuals who bought it in September 2004.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	970 AUDUBON DR, MEMPHIS, TN 38117-4602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK & TRUST COMPANY
May 1, 2019	Loan Modification, Mortgage · Conventional Mortgage COMMERCIAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2004 · Amount on File
Deed Sale	Sep 21, 2004 · Amount on File
Prior Sale	Sep 3, 2004 · Amount on File
Deed Document Number	2004158682
Prior Transfer Date	Aug 27, 2004
Prior Transfer Doc	0000158682
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	970 AUDUBON DR, MEMPHIS, TN 38117-4602
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 AUDUBON DR, MEMPHIS, TN 38117-4602

Mortgage

Document Number	0022114557
Date	Oct 13, 2022
Instrument	22114557

Lender

Name	COMMERCIAL BANK & TRUST COMPANY
Type	Bank
Address	MEMPHIS, TN 38104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2042

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHELBY TN
Property Address	970 AUDUBON DR, MEMPHIS, TN 38117-4602
Document Number	0000045454
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	970 AUDUBON DR MEMPHIS TN 381174602, MEMPHIS, TN 38117-4602

Mortgage

Document Number	0000045454
Date	May 9, 2019
Instrument	45454

Lender

Name	COMMERCIAL BK
Type	Bank
Address	MEMPHIS, TN 38117

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	204 Months
Due	May 8, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 970 Audubon Dr was $3,607.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,607.00	$134,100 Land $17,900 Building $116,200	$536,400 Land $71,600 Building $464,800
2023		$118,500 Land $16,625 Building $101,875
2022	$7,218.00
2021			$474,000 Land $66,500 Building $407,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 970 Audubon Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1985)
Most Recent Claim	Jun 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 970 Audubon Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Ting.

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