970 Alpine Dr, Spring Creek, NV 89815 Property Records

Elko County property record for 970 Alpine Dr, Spring Creek, NV 89815

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,748 sqft · built 2012
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$459,000 (Jun 2026)
Tax Bill	$3,253 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`047-011-023`

Property Details

APN / Parcel Number

Primary APN	`047-011-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,748 sqft Living Area
Gross Area	3,684 sqft
1st Floor Area	1,748 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	47,916 sqft
Garage Type	Attached
Garage Area	1,936 sqft
Parking Spaces	10 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	36 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	192 sqft
Canopy	160 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	970 ALPINE DR
City	SPRING CREEK
State	NV
Zip	89815-7209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	TRACT 402 SPRING CREEK CORPORATION FILE 68748
Legal Subdivision	SPRING CREEK TRACT 402
Legal Tract	402
Legal Block	11
Legal Lot Number	23
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1034
Census Tract	951201

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	970 ALPINE DR, SPRING CREEK, NV 89815-7209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Bargain and Sale Deed, Transfer · FHA Mortgage PARAMOUNT MORTGAGE
Jan 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Dec 2, 2015 · Amount on Record
Deed Document Number	2026866277
Record Updated	Oct 29, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jun 23, 2026
Property Address	970 ALPINE DR, SPRING CREEK, NV 89815-7209
Document Number	0000866277
Instrument Date	Jun 19, 2026
Instrument	2026866277
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY OF NEVADA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180,800.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	970 ALPINE DR, SPRING CREEK, NV 89815-7209

Mortgage

Document Number	0000866277,
Date	Jun 23, 2026
Instrument	2026866277

Lender

Name	PARAMOUNT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	970 ALPINE DR, SPRING CREEK, NV 89815-7209
Transaction Type	Mortgage
Record Updated	Aug 9, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 ALPINE DR, SPRING CREEK, NV 89815-7209
Investor	Possibly a Property Investor

Mortgage

Document Number	0000815338
Date	Jan 19, 2023
Instrument	815338

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	970 ALPINE DR, SPRING CREEK, NV 89815-7209
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000777864
Date	Dec 1, 2020
Instrument	777864

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,253.00 (-1.6%)	$121,444 (-1.6%) Land $21,000 Building $100,444	$346,983 (-1.6%) Land $60,000 Building $286,983
2025	$3,306.00 (+13.41%)	$123,417 (+14.53%) Land $21,000 Building $102,417	$352,620 (+14.53%) Land $60,000 Building $292,620
2024	$2,915.00 (+7.96%)
2023	$2,700.00 (+8%)	$107,760 (+15.48%) Land $11,200 Building $96,560	$307,886 (+15.48%) Land $32,000 Building $275,886
2022	$2,500.00	$93,311 Land $11,200 Building $82,111	$266,603 Land $32,000 Building $234,603

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97% of the US · above 90% of Nevada
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT BASIN WATER CO SPRING CREEK private · serves 9,340 people · EPA ID NV0000036
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
CC Communications Broadband Fiber	1,000 / 1,000
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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