970 Algonquin Dr, Boone, NC 28607 Property Records

Watauga County property record for 970 Algonquin Dr, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,687 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Jun 2024)
Tax Bill	$1,768 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2838-27-8901-000`

Property Details

APN / Parcel Number

Primary APN	`2838-27-8901-000`
Alternative APNs	`1815518` `1854079` `1861507`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,687 sqft Living Area
1st Floor Area	1,164 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	492 sqft
Porch	Porch
Porch Area	210 sqft
Patio Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1861507
Street Address	970 ALGONQUIN DR
City	BOONE
State	NC
Zip	28607-6472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 PH III GOSHEN VALLEY
Legal Subdivision	GOSHEN VALLEY
Legal Phase	3
Legal Lot Number	48
Jurisdiction	WATAUGA NC
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2026
Census Tract	920702

Owner

Source: Watauga County records · APN 2838-27-8901-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	970 ALGONQUIN DR, BOONE, NC 28607-6472
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ALLIANT CU
Jul 20, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 18, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Aug 20, 2020	Warranty Deed, Transfer · Conventional Mortgage ALLY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 06, 2024 · Amount on Record
Deed Sale	Jun 06, 2024 · Amount on Record
Prior Sale	Jul 20, 2023 · Amount on Record
Deed Document Number	2024741278
Deed Book / Page	2386 / 726
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	970 ALGONQUIN DR, BOONE, NC 28607-6472
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 ALGONQUIN DR, BOONE, NC 28607-6472

Mortgage

Document Number	0024700089
Date	Jan 23, 2026
Book Page	2470/89
Instrument	757069

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jul 20, 2023
Property Address	970 ALGONQUIN DR, BOONE, NC 28607-6472
Document Number	0023420455
Book / Page	2342 / 455
Map Reference	MB 13 PG 223
Instrument Date	Jul 13, 2023
Instrument	732893
Transaction Type	Transfer
Record Updated	Aug 04, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,754.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	868 BANISTER RD, WEST WINDSOR, VT 05089-9667

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 ALGONQUIN DR, BOONE, NC 28607-6472

Mortgage

Document Number	0000732894
Date	Jul 20, 2023
Instrument	732894

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jul 18, 2022
Property Address	970 ALGONQUIN DR, BOONE, NC 28607-6472
Document Number	0022860865
Book / Page	2286 / 865
Map Reference	MB 13 PG 223
Instrument Date	Jun 24, 2022
Instrument	722438
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	970 ALGONQUIN DR, BOONE, NC 28607-6472

Mortgage

Document Number	0000722439
Date	Jul 18, 2022
Instrument	722439

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Aug 20, 2020
Property Address	970 ALGONQUIN DR, BOONE, NC 28607-6472
Document Number	0021150572
Book / Page	2115 / 572
Map Reference	MB 13 PG 223
Instrument Date	Aug 18, 2020
Instrument	694023
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$816.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	189 MEADOWOOD LN, 189, WEST JEFFERSON, NC 28694-8401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2135, BOONE, NC 28607-2135

Mortgage

Document Number	0000694024
Date	Aug 20, 2020
Instrument	694024

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,768.00 (+2.02%)	$437,400 (-) Land $75,000 Building $362,400
2024			$437,400 Land $75,000 Building $362,400
2023		$437,400 (-) Land $75,000 Building $362,400
2022	$1,733.00	$437,400 Land $75,000 Building $362,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 17, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Based on FCC filings for 70 locations within half a mile of this property.

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