970 9 Mile Rd, Kawkawlin, MI 48631 Property Records

Bay County property record for 970 9 Mile Rd, Kawkawlin, MI 48631

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,989 sqft · built 1955
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$49,000 (Apr 2013)
Tax Bill	$1,946 (2022)
Deeds & Mortgages	Mar 2026 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-011-400-020-00`

Property Details

APN / Parcel Number

Primary APN	`020-011-400-020-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,989 sqft Living Area
1st Floor Area	1,775 sqft
Basement Area	855 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Lot Width	130 ft Width
Garage Type	Detached
Garage Area	440 sqft
Driveway	Paver Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Sauna	Sauna

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	970 9 MILE RD
City	KAWKAWLIN
State	MI
Zip	48631-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 205 FT N OF SE COR OF SEC TH N 75 FT TH W 265 FT TH S 130 FT TH E 100 FT TH N 55 FT TH E 165 FT TO BEG. SEC 11 T15N R3E
Legal Range	03E
Legal Township	15N
Legal Section	11
Jurisdiction	BAY MI
Township / Civil Division	BEAVER
Census Block Group	2
Census Block	2035
Census Tract	286101

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 SIDNEY ST, BAY CITY, MI 48706-3864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 15, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 13, 2017	Loan Modification, Mortgage · Conventional Mortgage INDEPENDENT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2013 · Amount on Record
Deed Sale	Apr 12, 2013 · Amount on Record
Prior Sale	Jul 26, 2011 · Amount on Record
Deed Book / Page	2953 / 822
Prior Transfer Date	Sep 23, 2011
Prior Transfer Doc	0028310095
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	970 9 MILE RD, KAWKAWLIN, MI 48631-9716
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 9 MILE RD, KAWKAWLIN, MI 48631-9716

Mortgage

Document Number	0000002327
Date	Mar 4, 2026
Instrument	202602327

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	970 9 MILE RD, KAWKAWLIN, MI 48631-9716
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 9 MILE RD, KAWKAWLIN, MI 48631-9716

Mortgage

Document Number	0000005761
Date	May 15, 2023
Instrument	202305761

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BAY MI
Property Address	970 9 MILE RD, KAWKAWLIN, MI 48631-9716
Document Number	0032070046
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 9 MILE RD KAWKAWLIN MI 486319716, KAWKAWLIN, MI 48631-9716

Mortgage

Document Number	0032070046
Date	Mar 29, 2017
Book Page	003207/000046

Lender

Name	INDEPENDENT BK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 28, 2057

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Beaver Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	Homeowner's exemption	$104,700 (+38.49%)	$209,400 (+38.49%)
2023		$75,600	$151,200
2022	$1,946.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 9 Mile Rd

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