970 5th Ave NE, Largo, FL 33770 Property Records

Pinellas County property record for 970 5th Ave NE, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,006 sqft · built 1964
Lot Size	0.149 acres (6,499 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (May 2022)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-748-2964-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-748-2964-9`
Alternative APNs	`35-29-15-50184-006-0050` `291535501840060050` `152935501840060050` `R386347`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,006 sqft Living Area
Gross Area	1,632 sqft
1st Floor Area	1,006 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2000
Architectural Style	H-Shape
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Porch Area	282 sqft
Deck Area	480 sqft
Patio Area	480 sqft
Shed	1 Shed
Shed Area	49 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R386347
Street Address	970 5TH AVE NE
City	LARGO
State	FL
Zip	33770-2501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LARGO LAKE VILLAS UNIT 2 BLK 6, LOT 5
Legal Range	15E
Legal Township	29S
Legal Section	35
Legal Subdivision	LARGO LAKE VILLAS UNIT 2
Legal Tract	50184
Legal Block	6
Legal Lot Number	5
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1002
Census Tract	25604

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	970 5TH AVE NE, LARGO, FL 33770-2501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 10, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Oct 18, 2017	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2022 · Amount on Record
Deed Sale	May 6, 2022 · Amount on Record
Prior Sale	Sep 10, 2020 · Amount on Record
Deed Document Number	2022144990
Deed Book / Page	22051 / 1956
Prior Transfer Date	Dec 6, 2013
Prior Transfer Doc	0182480406
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 6, 2022
Property Address	970 5TH AVE NE, LARGO, FL 33770-2501
Document Number	0220511956
Book / Page	22051 / 1956
Map Reference	MB 57 PG 58
Instrument Date	Apr 20, 2022
Instrument	2022144990
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	MODUS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11000 SALT TREE DR, 11000, PORT RICHEY, FL 34668-2429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 5TH AVE NE, LARGO, FL 33770-2501

Mortgage

Document Number	0220511958
Date	May 6, 2022
Instrument	22051/1958

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 10, 2020
Property Address	970 5TH AVE NE, LARGO, FL 33770-2501
Document Number	0211592586
Book / Page	21159 / 2586
Map Reference	MB 57 PG 58
Instrument Date	Sep 9, 2020
Instrument	2020270882
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	MODUS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6006 WEBB BRIDGE CT, 6006, ALPHARETTA, GA 30009-3755

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 5TH AVE NE, LARGO, FL 33770-2501

Mortgage

Document Number	0211592588
Date	Sep 10, 2020
Instrument	21159/2588

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 18, 2017
Property Address	970 5TH AVE NE, LARGO, FL 33770-2501
Document Number	0198092491
Book / Page	19809 / 2491
Map Reference	MB57 PG58
Instrument Date	Sep 20, 2017
Instrument	2017317809
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	NATIONS TITLE AGENCY OF FLOR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,386.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1957 W SKYLINE DR, 1957, CLEARWATER, FL 33763-4542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 5TH AVE NE, LARGO, FL 33770-2501

Mortgage

Document Number	2017317810
Date	Oct 18, 2017
Instrument	2017317810

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Veteran's exemption	$340,820 (+5.99%)	$370,083 (+15.09%) Land $142,497 Building $227,586
2023	Homeowner's exemption	$321,568	$321,568 Land $142,811 Building $178,757

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (1982–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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