970 21st St, Oakland, CA 94607 Property Records

Alameda County property record for 970 21st St, Oakland, CA 94607

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,953 sqft · built 1885
Lot Size0.064 acres (2,800 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Dec 2014)
Tax Bill$12,385 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN5-412-12

Property Details

APN / Parcel Number

Primary APN5-412-12
Alternative APN
  • 005-0412-012-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories3 Stories
Building Area1,953 sqft Living Area

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1890
Architectural StyleCustom Design
Construction TypeWood
Lot Area2,800 sqft (0.064 acres)

Location & Zoning

Street Address970 21ST ST
CityOAKLAND
StateCA
Zip94607-3364
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLOT: 00012 BLK: AR: 0005 PAGE: 0412
Legal SubdivisionNORTHERN EXT
Legal BlockG
Legal Lot Number1&2
JurisdictionALAMEDA CA
Township / Civil DivisionOAKLAND
Census Block Group1
Census Block1008
Census Tract402400

Owner

970 21st St, a duplex, is owned and occupied by two individuals who bought it in December 2014.

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address970 21ST ST, OAKLAND, CA 94607-3364
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2014 · Amount on File
Deed SaleDec 23, 2014 · Amount on File
Prior SaleJun 4, 2008 · Amount on File
Deed Document Number2014312332
Prior Transfer DateApr 15, 2003
Prior Transfer Doc0000232294
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address970 21ST ST, OAKLAND, CA 94607-3364
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address970 21ST ST, OAKLAND, CA 94607-3364

Mortgage

Document Number0000321561
DateNov 23, 2020
Instrument2020321561
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 970 21st St was $12,385 with a homeowner's exemption, up 3.9% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityOakland City
Unified School DistrictOakland Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$789,795 (+2.02%) Land $239,038 Building $557,757
2025$12,385.00 (+3.91%) Homeowner's exemption$774,175 Land $234,352 Building $546,823
2024$11,919.00 (-4.59%)
2023$12,493.00 Homeowner's exemption$750,847 Land $225,254 Building $525,593

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 970 21st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 970 21st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 883 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Unwired
Fixed Wireless
300 / 25
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Google Fiber.

Nearby Properties on 21st St

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