970 20th Ave NE, Naples, FL 34120 Property Records

Collier County property record for 970 20th Ave NE, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	1,516 sqft · built 2003
Lot Size	2.26 acres (98,881 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Aug 2020)
Tax Bill	$3,728 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage May 2019 Line of Credit
Flood Zone	Zone AH (high risk)
APN	`333100 30 13C26`

Property Details

APN / Parcel Number

Primary APN	`333100 30 13C26`
Alternative APNs	`378025200070726003013` `37802520007`

Interior

Stories	1 Story
Building Area	1,516 sqft Living Area
Gross Area	1,696 sqft
1st Floor Area	1,516 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Masonry / Concrete Block
Lot Area	98,881 sqft
Garage Type	Attached
Garage Area	180 sqft
Deck Area	260 sqft

Location & Zoning

Street Address	970 20TH AVE NE
City	NAPLES
State	FL
Zip	34120-8405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 24 W 150 FT OF TR 30
Legal Range	27
Legal Township	48
Legal Section	26
Legal Subdivision	GOLDEN GATE EST UNIT 24
Legal Tract	30
Legal Block	1
Legal Lot Number	1
Legal Unit	24
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1009
Census Tract	11214

Owner

970 20th Ave NE is owned and occupied by two individuals who bought it in August 2020.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	970 20TH AVE NE, NAPLES, FL 34120-8405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
May 3, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2020 · Amount on File
Deed Sale	Aug 27, 2020 · Amount on File
Prior Sale	Aug 5, 2014 · Amount on File
Deed Document Number	20205914476
Deed Book / Page	5807 / 3021
Prior Transfer Date	Apr 5, 2002
Prior Transfer Doc	3025000046
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 27, 2020
Property Address	970 20TH AVE NE, NAPLES, FL 34120-8405
Document Number	0058073021
Book / Page	5807 / 3021
Map Reference	MB 7 PG 11
Instrument Date	Aug 21, 2020
Instrument	5914476
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	TITLE ALLIANCE OF COLLIER CN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 WILLOWICK DR, 144, NAPLES, FL 34110-1340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 20TH AVE NE, NAPLES, FL 34120-8405

Mortgage

Document Number	0058073023
Date	Aug 27, 2020
Instrument	5807/3023

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	970 20TH AVE NE, NAPLES, FL 34120-8405
Document Number	0056323241
Instrument Date	May 3, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 20TH AVE NE NAPLES FL 341208405, NAPLES, FL 34120-8405

Mortgage

Document Number	0056323241
Date	May 22, 2019
Book Page	005632/003241
Instrument	5716182

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 21, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 970 20th Ave NE was $3,728 with a homeowner's exemption, up 2.4% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,669 (-0.92%) Land $145,280 Building $176,389	$321,669 (-0.92%) Land $145,280 Building $176,389
2025	$3,728.00 (+2.39%) Homeowner's exemption	$324,670 Land $145,280 Building $179,390	$324,670 Land $145,280 Building $179,390
2024	$3,641.00 (-10.17%)
2023	$4,053.00 (+13.18%) Homeowner's exemption	$344,300 (+49.63%) Land $145,280 Building $199,020	$344,300 (+14.92%) Land $145,280 Building $199,020
2022	$3,581.00	$230,104	$299,600 Land $112,025 Building $187,575

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 970 20th Ave NE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 160 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	160 in force
Nearby Flood Claims	3 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 970 20th Ave NE is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on 20th Ave NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures