970 121st St E, Tacoma, WA 98445 Property Records

Pierce County property record for 970 121st St E, Tacoma, WA 98445

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,164 sqft · built 1962
Lot Size	0.253 acres (11,000 sqft)
Owner	Individual Name on File
Tax Bill	$405 (2025)
Deeds & Mortgages	Feb 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031910-3-051`

Property Details

APN / Parcel Number

Primary APN	`031910-3-051`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,164 sqft Living Area
Gross Area	1,626 sqft
1st Floor Area	1,164 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1985
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,000 sqft (0.253 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	410 sqft
Patio Area	975 sqft
Storage Building	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	970 121ST ST E
City	TACOMA
State	WA
Zip	98445-3036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 10 TOWNSHIP 19 RANGE 03 QUARTER 32 : E 100 FT OF W 290 FT OF FOLLOWING BEG AT INTER OF S LINE OF B F ALLISON CO ROAD WITH W LINE OF GOLDEN GIVEN ROAD TH S ON SAID W LINE 140 FT M/L TO S LINE OF C DOWNEY DC TH W ON SAID S LI 575 FT M/L TO SE C
Legal Range	03
Legal Township	19
Legal Section	10
Legal Subdivision	CHRISTOPHER DOWNEY DONATION
Legal Block	F
Legal Unit	509038
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1000
Census Tract	71505

Owner

970 121st St E is owned and occupied by an individual who acquired it in May 2012.

Source: Pierce County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	970 121ST ST E, TACOMA, WA 98445-3036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 7, 2012
Transfer Doc	0000000770
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	970 121ST ST E, TACOMA, WA 98445-3036
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 121ST ST E, TACOMA, WA 98445-3036

Mortgage

Document Number	0002220228
Date	Feb 22, 2022
Instrument	202202220228

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	928 Months
Due	May 31, 2099

Interest

Rate Type	Adjustable Rate
Rate	2.31%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.31%

Tax Assessment & Valuation

The 2025 property tax bill for 970 121st St E was $405 with a senior citizen's exemption, up 4.7% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Franklin Pierce School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,900 Land $184,700 Building $212,200	$396,900 Land $184,700 Building $212,200
2025	$405.00 (+4.65%)
2024	$387.00 (+4.88%) Disabled Person's exemption Senior Citizen's exemption	$375,400 (-5.58%) Land $168,900 Building $206,500	$375,400 (-5.58%) Land $168,900 Building $206,500
2023	$369.00 Disabled Person's exemption Senior Citizen's exemption	$397,600 Land $170,000 Building $227,600	$397,600 Land $170,000 Building $227,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 970 121st St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 970 121st St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARKLAND LIGHT & WATER COMPANY private · serves 33,775 people · EPA ID WA5366200
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Nearby Properties on 121st St E

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