970 10th St N, Naples, FL 34102 Property Records

Collier County property record for 970 10th St N, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	2,285 sqft · built 2021
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$330,000 (Sep 2017)
Tax Bill	$12,376 (2025)
Deeds & Mortgages	Mar 2024 Transfer May 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`072700 E 24A34`

Property Details

APN / Parcel Number

Primary APN	`072700 E 24A34`
Alternative APNs	`11032360008019700E24` `11032360008`

Interior

Stories	1 Story
Building Area	2,285 sqft Living Area
1st Floor Area	805 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Masonry / Concrete Block
Lot Area	7,405 sqft (0.17 acres)

Exterior Amenities

Pool Area	225 sqft
Porch	Enclosed Porch
Porch Area	112 sqft
Deck Area	479 sqft

Location & Zoning

Street Address	970 10TH ST N
City	NAPLES
State	FL
Zip	34102-5450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	LAKE FOREST BLK E LOT 2
Legal Range	25
Legal Township	49
Legal Section	34
Legal Subdivision	LAKE FOREST
Legal Tract	072700
Legal Block	E
Legal Lot Number	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2014
Census Tract	200

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	970 10TH ST N, NAPLES, FL 34102-5450
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Sep 20, 2017	Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2017 · Amount on Record
Deed Sale	Sep 20, 2017 · Amount on Record
Prior Sale	May 17, 2010 · Amount on Record
Deed Document Number	20175450512
Deed Book / Page	5433 / 2441
Prior Transfer Date	Apr 26, 2010
Prior Transfer Doc	0045663359
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Mar 4, 2024
Property Address	970 10TH ST N, NAPLES, FL 34102-5450
Document Number	0063350999
Book / Page	6335 / 999
Map Reference	MB 1 PG 99
Instrument Date	Feb 29, 2024
Instrument	6514916
Transaction Type	Transfer
Record Updated	Mar 19, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	970 10TH ST N, NAPLES, FL 34102-5450

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	970 10TH ST N, NAPLES, FL 34102-5450

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	970 10TH ST N, NAPLES, FL 34102-5450
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	LUTGERT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057673111
Date	May 28, 2020
Book Page	5767/3111
Instrument	5872323

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 20, 2017
Property Address	970 10TH ST N, NAPLES, FL 34102-5450
Document Number	0054332441
Book / Page	005433 / 002441
Instrument Date	Sep 8, 2017
Instrument	5450512
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	LUTGERT TITLE, LUTGERT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2327 ARMISTEAD RD TALLAHASSEE FL 323080905, TALLAHASSEE, FL 32308-0905

Mortgage

Document Number	54332443
Date	Sep 20, 2017
Book Page	005433/002443
Instrument	5450513

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2047

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,443,957 (+2.7%)	$1,722,925 (+10.43%) Land $613,275 Building $1,109,650
2025	$12,376.00 (+2.22%) Homeowner's exemption	$1,405,995 (+5.99%)	$1,560,251 (+6.77%) Land $720,000 Building $840,251
2024	$12,107.00 (+1.57%)
2023	$11,920.00 (-2.7%) Homeowner's exemption	$1,326,573 (+3%)	$1,461,294 (+12.53%) Land $712,500 Building $748,794
2022	$12,251.00 Homeowner's exemption	$1,287,935	$1,298,542 Land $504,000 Building $794,542

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	215 units insured incl. 24 condo units
Nearby Flood Claims	91 (1979–2022)
Claims Outside the SFHA	2 of 91
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Sep 2022 · 24 claims Hurricane Irma, Sep 2017 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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