97 Woodside Ter, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 97 Woodside Ter, Springfield, MA 01108

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,306 sqft · built 1954
Lot Size	0.346 acres (15,080 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Aug 2019)
Tax Bill	$3,551 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:12495 P:0055`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:12495 P:0055`
Alternative APN	`124950055`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,306 sqft Living Area
1st Floor Area	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	15,080 sqft (0.346 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	124950055
Street Address	97 WOODSIDE TER
City	SPRINGFIELD
State	MA
Zip	01108-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2002
Census Tract	802200

Owner

97 Woodside Ter is owned and occupied by an individual who acquired it in August 2025.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	97 WOODSIDE TER, SPRINGFIELD, MA 01108-1119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Aug 1, 2019	Quit Claim Deed, Transfer · FHA Mortgage MOVEMENT MTG
May 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2019 · Amount on File
Deed Sale	Aug 1, 2019 · Amount on File
Prior Sale	Nov 30, 1998 · Amount on File
Deed Document Number	2019218997
Last Transfer Date	Aug 8, 2025
Transfer Doc	0000240307
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	97 WOODSIDE TER, SPRINGFIELD, MA 01108-1119
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000226646
Date	Jun 21, 2021
Instrument	226646

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jul 1, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 1, 2019
Property Address	97 WOODSIDE TER, SPRINGFIELD, MA 01108-1119
Document Number	0000218997
Instrument Date	Jul 31, 2019
Instrument	218997
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$785.85
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 WOODSIDE DR #1 SPRINGFIELD MA 01106, 1, SPRINGFIELD, MA 01106

Mortgage

Document Number	218998
Date	Aug 1, 2019
Instrument	218998

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	May 22, 2019
Property Address	97 WOODSIDE TER, SPRINGFIELD, MA 01108-1119
Document Number	0000218247
Instrument Date	May 20, 2019
Instrument	218247
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 WOODSIDE DR SPRINGFIELD MA 01106, SPRINGFIELD, MA 01106

Tax Assessment & Valuation

The 2026 property tax bill for 97 Woodside Ter was $3,551, down 8.6% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,551.00 (-8.62%)	$229,700 (-7.3%) Land $26,500 Building $203,200	$278,848 (+6.31%)
2025	$3,886.00	$247,800 Land $27,400 Building $220,400	$262,295 (+3.33%)
2024			$253,840
2023	$3,446.00	$202,100 Land $24,400 Building $177,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Woodside Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Woodside Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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