97 Windhaven Rd, Birmingham, AL 35209 Property Records

Jefferson County property record for 97 Windhaven Rd, Birmingham, AL 35209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,557 sqft · built 1964
Lot Size	0.508 acres (16,296 sqft)
Owner	Individual Name on Record
Last Sale	$422,000 (Apr 2026)
Tax Bill	$3,094 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-00-24-2-014-007.000`

Property Details

APN / Parcel Number

Primary APN	`29-00-24-2-014-007.000`
Alternative APNs	`29242014007000RR00` `407436`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,557 sqft Living Area
Gross Area	3,114 sqft
1st Floor Area	1,557 sqft
Basement Area	1,557 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1968
Exterior Material	Brick/Wood
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,296 sqft (0.508 acres)
Lot Dimensions	228 ft deep x 20.4 ft wide
Deck Area	Deck Area
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	407436
Street Address	97 WINDHAVEN RD
City	BIRMINGHAM
State	AL
Zip	35209-6642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 113 LAKESHORE ESTS LUCERNE SECTOR
Legal Range	03W
Legal Township	18S
Legal Section	24
Legal Subdivision	LAKESHORE EST-LUCERNE SEC
Legal Lot Number	113
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	2
Census Block	2008
Census Tract	10704

Owner

Source: Jefferson County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97 WINDHAVEN RD, BIRMINGHAM, AL 35209-6642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage AVADIAN CREDIT UNION
Apr 13, 2026	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	Nov 4, 2013 · Amount on Record
Deed Document Number	202631201
Prior Transfer Date	Mar 5, 2026
Prior Transfer Doc	0000031201
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	97 WINDHAVEN RD, BIRMINGHAM, AL 35209-6642
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 WINDHAVEN RD, BIRMINGHAM, AL 35209-6642

Mortgage

Document Number	0000070694
Date	Jul 29, 2024
Instrument	2024070694

Lender

Name	AVADIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON AL
Recording Date	Apr 13, 2026
Property Address	97 WINDHAVEN RD, BIRMINGHAM, AL 35209-6642
Document Number	0000031201
Instrument Date	Mar 5, 2026
Instrument	2026.31201
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$4,292.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 WINDHAVEN RD, BIRMINGHAM, AL 35209-6642

Mortgage

Document Number	0000031202,
Date	Apr 13, 2026
Instrument	2026.31202

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2046

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	97 WINDHAVEN RD, HOMEWOOD, AL 35209-6642
Document Number	0000124850
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	97 WINDHAVEN RD HOMEWOOD AL 352096642, HOMEWOOD, AL 35209-6642

Mortgage

Document Number	0000124850
Date	Dec 2, 2019
Instrument	124850

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Homewood City
Unified School District	Homewood City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,094.00 Homeowner's exemption	$42,200 (-)	$422,000 (-) Land $259,000 Building $163,000
2024	$3,094.00 (-5.79%)
2023		$42,200 Land $25,900 Building $16,300	$422,000 Land $259,000 Building $163,000
2022	$3,284.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	41 (1979–2021)
Claims Outside the SFHA	38 of 41
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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