97 Williams Ln, Foley, MO 63347 Property Records

Lincoln County property record for 97 Williams Ln, Foley, MO 63347

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,800 sqft · built 2003
Lot Size	2.51 acres (109,336 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,959 (2025)
Deeds & Mortgages	Mar 2008 Line of Credit Jun 2005 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`13-30-05-000-000-021.006`

Property Details

APN / Parcel Number

Primary APN	`13-30-05-000-000-021.006`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,800 sqft Living Area
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	109,336 sqft (2.51 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	97 WILLIAMS LN
City	FOLEY
State	MO
Zip	63347-3117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.51 AC (C) IN THE SW COR OF THE SW1/4 NE1/4 OF SEC 5; 49N 2E, SURVEY U/87
Legal Range	02E
Legal Township	49N
Legal Section	05
Jurisdiction	LINCOLN MO
Township / Civil Division	BURR OAK
Census Block Group	3
Census Block	3031
Census Tract	810401

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	97 WILLIAMS LN, FOLEY, MO 63347-3117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2008	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA FSB
Jun 27, 2005	Deed of Trust, Mortgage · Conventional Mortgage IRWIN MORTGAGE CORP
Mar 26, 2015	Deed of Trust, Mortgage · Line of Credit PROVIDENCE BANK
Jan 4, 2013	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Mar 31, 2009	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Oct 30, 2025	Deed, Transfer · Conventional Mortgage US BANK NA
Jun 5, 2023	Intrafamily Transfer, Transfer
Sep 12, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	97 WILLIAMS LN, FOLEY, MO 63347-3117
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	UNITED GENERAL TITLE INSURANCE, UNITED GENERAL TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02007/0829
Date	Mar 7, 2008
Book Page	2007/0829
Instrument	20080002368

Lender

Name	BANK OF AMERICA FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	97 WILLIAMS LN, FOLEY, MO 63347-3117
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01765/0476
Date	Jun 27, 2005
Book Page	1765/0476
Instrument	20050008090

Lender

Name	IRWIN MORTGAGE CORP
Type	Mortgage Company
Address	FISHERS, IN 46038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2035

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	97 WILLIAMS LN, FOLEY, MO 63347-3117
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02386/0645
Date	Mar 26, 2015
Book Page	2386/0645
Instrument	2015002243

Lender

Name	PROVIDENCE BANK
Type	Bank
Address	JEFFERSON CITY, MO 65109

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 25, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	97 WILLIAMS LN, FOLEY, MO 63347-3117
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20130000134
Date	Jan 4, 2013
Instrument	20130000134

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2043

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	97 WILLIAMS LN, FOLEY, MO 63347-3117
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02074/0714
Date	Mar 31, 2009
Book Page	2074/0714
Instrument	20090003450

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2039

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 30, 2025
Property Address	97 WILLIAMS LN, FOLEY, MO 63347-3117
Document Number	002515/279
Book / Page	2515 / 279
Instrument Date	Oct 27, 2025
Instrument	2025008836
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	SURITY TITLE, SECURITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 118, SAINT PETERS, MO 63376-0002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 WILLIAMS LN, FOLEY, MO 63347-3117

Mortgage

Document Number	2025008837
Date	Oct 30, 2025
Instrument	2025008837

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Jun 5, 2023
Property Address	97 WILLIAMS LN, FOLEY, MO 63347-3117
Document Number	002490/951
Book / Page	2490 / 951
Map Reference	MB 354 PG 181
Instrument Date	May 16, 2023
Instrument	2023004144
Transaction Type	Transfer
Record Updated	Aug 8, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	97 WILLIAMS LN, FOLEY, MO 63347-3117

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 12, 2022
Property Address	97 WILLIAMS LN, FOLEY, MO 63347-3117
Document Number	002483/664
Book / Page	2483 / 664
Instrument Date	Sep 7, 2022
Instrument	2022009432
Transaction Type	Transfer
Record Updated	Nov 18, 2022
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	816 FAIRLANE DR, 816, OKLAHOMA CITY, OK 73110-1630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 WILLIAMS LN, FOLEY, MO 63347-3117
Investor	Possibly a Property Investor

Mortgage

Document Number	2022009433
Date	Sep 12, 2022
Instrument	2022009433

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Winfield R-IV School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,657 (-) Land $4,009 Building $47,648
2025	$2,959.00 (+5%)	$51,657 (+5.45%) Land $4,009 Building $47,648	$271,880 (+5.45%) Land $21,100 Building $250,780
2023	$2,818.00 (+11.87%)	$48,988 (+11.06%) Land $3,705 Building $45,283	$257,830 (+11.06%) Land $19,500 Building $238,330
2022	$2,519.00	$44,110 Land $3,705 Building $40,405
2021			$232,160 Land $19,500 Building $212,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000

May also be available: Systec Wireless Communications, Wisper ISP.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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