97 William St, Norwalk, CT 06851 Property Records

Norwalk City property record for 97 William St, Norwalk, CT 06851

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,929 sqft · built 1934
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$910,000 (Sep 2026)
Tax Bill	$11,178 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D:5 B:2C L:2`

Property Details

APN / Parcel Number

Primary APN	`D:5 B:2C L:2`
Alternative APNs	`NORW M:5 B:2C L:2` `NWLK M:5 B:2C L:2` `14696`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,929 sqft Living Area
Gross Area	4,456 sqft
1st Floor Area	1,241 sqft
Attic	Attic
Attic Area	147 sqft
Basement Area	781 sqft
Unfinished Basement	745 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1981
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	14696
Street Address	97 WILLIAM ST
City	NORWALK
State	CT
Zip	06851-5622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Block	2C
Legal Lot Number	2
Jurisdiction	NORWALK CT
Township / Civil Division	NORWALK
Census Block Group	2
Census Block	2001
Census Tract	43500

Owner

97 William St is owned and occupied by two individuals who bought it in September 2026.

Source: Norwalk City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	97 WILLIAM ST, NORWALK, CT 06851-5622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Dec 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 14, 2019	Deed of Trust, Mortgage · Conventional with PMI QUAD CTY BK&TR
Jan 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2026 · Amount on File
Deed Sale	Sep 16, 2026 · Amount on File
Prior Sale	May 5, 2004 · Amount on File
Deed Document Number	20268016
Deed Book / Page	10065 / 185
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWALK CT
Recording Date	Sep 16, 2026
Property Address	97 WILLIAM ST, NORWALK, CT 06851-5622
Document Number	0000008016
Book / Page	10065 / 185
Instrument Date	Sep 10, 2026
Instrument	20268016
Transaction Type	Transfer
Record Updated	Oct 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	97 WILLIAM ST, NORWALK, CT 06851-5622

Mortgage

Date	Sep 16, 2026

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	97 WILLIAM ST, NORWALK, CT 06851-5622
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009957-161
Date	Dec 22, 2025
Book Page	9957/161
Instrument	2025009911

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	229 Months
Due	Jan 1, 2045

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	97 WILLIAM ST, NORWALK, CT 06851-5622
Document Number	8893-70
Instrument Date	Sep 14, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 WILLIAM ST NORWALK CT 068515622, NORWALK, CT 06851-5622

Mortgage

Document Number	8893-70
Date	Sep 27, 2019
Book Page	008893/000070

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	97 WILLIAM ST, NORWALK, CT 06851-5622
Document Number	8466-126
Book / Page	008466 / 000126
Transaction Type	Mortgage
Record Updated	Jan 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8466-126
Date	Jan 4, 2017
Book Page	008466/000126

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 3, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 97 William St was $11,178, up 1.4% from the year before.

Source: Norwalk City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwalk City
Unified School District	Norwalk School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,178.00 (+1.38%)	$460,470 (-) Land $176,400 Building $284,070	$774,215 (+140.19%)
2025	$11,026.00	$460,470 Land $176,400 Building $284,070	$322,329 Land $123,480 Building $198,849
2024	$11,026.00 (+32.62%)
2023	$8,314.00 (+1.9%)	$330,450 (-) Land $132,300 Building $198,150
2022	$8,159.00	$330,450 Land $132,300 Building $198,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 97 William St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 William St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWALK FIRST TAXING DISTRICT serves 40,256 people · EPA ID CT1030011
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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