97 Whitney Ave, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 97 Whitney Ave, Lowell, MA 01850

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,218 sqft · built 1890
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on File
Last Sale	$456,000 (Mar 2026)
Tax Bill	$6,485 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C13120`

Property Details

APN / Parcel Number

Primary APN	`C13120`
Alternative APNs	`LOWE M:193 B:6350 L:97` `M:000193 T:C13120`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,218 sqft Living Area
Gross Area	4,412 sqft
1st Floor Area	1,378 sqft
Basement Area	1,112 sqft
Unfinished Basement	1,112 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Slate
Lot Area	6,970 sqft (0.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	C13120
Street Address	97 WHITNEY AVE
City	LOWELL
State	MA
Zip	01850-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TSF
Legal Block	6350
Legal Lot Number	97
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	5
Census Block	5003
Census Tract	310200

Owner

97 Whitney Ave is owned by a company that bought it in March 2026.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	165 THORNDIKE ST, 2002, LOWELL, MA 01852-3485
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Quit Claim Deed, Transfer ABL RPC RES CREDIT AC
Nov 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2026 · Amount on File
Deed Sale	Mar 6, 2026 · Amount on File
Prior Sale	Jul 20, 2016 · Amount on File
Deed Book / Page	39903 / 135
Prior Transfer Date	Feb 25, 2026
Prior Transfer Doc	039903-135
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Mar 6, 2026
Property Address	97 WHITNEY AVE, LOWELL, MA 01850-1322
Document Number	039903-135
Book / Page	39903 / 135
Instrument Date	Feb 25, 2026
Instrument	6641
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 THORNDIKE ST # 2002, 2002, LOWELL, MA 01852-3485
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006642
Date	Mar 6, 2026
Instrument	6642

Lender

Name	ABL RPC RES CREDIT AC

Agreement

Amount	Amount on Record
Term	13 Months
Due	Apr 1, 2027

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	97 WHITNEY AVE, LOWELL, MA 01850-1322
Document Number	31619-212
Book / Page	031619 / 000212
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	31619-212
Date	Nov 6, 2017
Book Page	031619/000212
Instrument	49765

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 97 Whitney Ave was $6,485, up 6.5% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,485.00 (+6.45%)	$571,400 (+7.67%) Land $159,300 Building $412,100	$482,591 (+12.44%)
2025	$6,092.00 (+2.44%)	$530,700 (+6.29%) Land $148,800 Building $381,900	$429,210 (+6.26%)
2024	$5,947.00 (+5.8%)	$499,300 (+10.32%) Land $139,100 Building $360,200	$403,940
2023	$5,621.00	$452,600 Land $120,900 Building $331,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Whitney Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 97 Whitney Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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