97 West Dr, Murray, KY 42071 Property Records

Calloway County property record for 97 West Dr, Murray, KY 42071

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,420 sqft
OwnerIndividual Name on Record
Last Sale$121,000 (Sep 2013)
Tax Bill$1,097 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN059-A-0003-00004

Property Details

APN / Parcel Number

Primary APN059-A-0003-00004
Alternative APN
  • 34363

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,420 sqft Living Area
Family RoomFamily Room

Exterior

Exterior MaterialBrick
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Garage TypeAttached
Garage Area320 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemOther
Heating FuelOil

Location & Zoning

Account Number34363
Street Address97 WEST DR
CityMURRAY
StateKY
Zip42071-9829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description97 WEST DRIVE
JurisdictionCALLOWAY KY
Township / Civil DivisionMURRAY
Census Block Group4
Census Block4000
Census Tract10500

Owner

Source: Calloway County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address97 WEST DR, MURRAY, KY 42071-9829
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2013 · Amount on Record
Deed SaleSep 3, 2013 · Amount on Record
Prior SaleMay 11, 2010 · Amount on Record
Deed Document Number564252
Deed Book / Page0984 / 109
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLOWAY KY
Property Address97 WEST DR, MURRAY, KY 42071-9829
Transaction TypeMortgage
Record UpdatedJan 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001242/249
DateFeb 7, 2020
Book Page1242/249
Instrument639377
Lender
NameCRESCENT MORTGAGE CO
TypeMortgage Company
AddressATLANTA, GA 30328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2035

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCalloway County
Unified School DistrictCalloway County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,097.00 (-1.61%)$121,000 (-)$121,000 (-)
2023$1,115.00$121,000$121,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2013–2016)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2016 · Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMURRAY WATER SYSTEM
serves 26,302 people · EPA ID KY0180306
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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