St. Louis County property record for 97 Wayside Dr, Saint Louis, MO 63135
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,032 sqft · built 1955 |
| Lot Size | 0.242 acres (10,528 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Sep 2023) |
| Tax Bill | $1,563 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11H-31-0510 |
| Primary APN | 11H-31-0510 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,032 sqft Living Area |
| Gross Area | 1,340 sqft |
| 1st Floor Area | 1,032 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Asbestos |
| Foundation Type | Raised |
| Lot Area | 10,528 sqft (0.242 acres) |
| Lot Dimensions | 66 ft deep x 84 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
| Porch Area | 88 sqft |
| Patio Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 97 WAYSIDE DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63135-2835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 22R-1C |
| Legal Description | FORESTWOOD NO 4 LOT 17 |
| Legal Subdivision | FORESTWOOD NO 4 |
| Legal Block | 3 |
| Legal Lot Number | 17 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | FERGUSON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 212500 |
Source: St. Louis County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 97 WAYSIDE DR, SAINT LOUIS, MO 63135-2835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Sep 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage UMB BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2023 · Amount on Record |
| Deed Sale | Sep 18, 2023 · Amount on Record |
| Prior Sale | Dec 8, 2014 · Amount on Record |
| Deed Document Number | 2023918623 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | May 7, 2026 |
| Property Address | 97 WAYSIDE DR, SAINT LOUIS, MO 63135-2835 |
| Document Number | 0000000198 |
| Instrument Date | May 1, 2026 |
| Instrument | 2026198 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 97 WAYSIDE DR, SAINT LOUIS, MO 63135-2835 |
| Document Number | 0000000198, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 2026198 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Dec 1, 2053 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 18, 2023 |
| Property Address | 97 WAYSIDE DR, SAINT LOUIS, MO 63135-2835 |
| Document Number | 2023091800623 |
| Map Reference | MB 62 PG 34 |
| Instrument Date | Sep 14, 2023 |
| Instrument | 2023091800623 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Title Company | NOT AVAILABLE, ETC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1301 HIGHWAY H, TROY, MO 63379-3156 |
| Name | Verified Name |
|---|---|
| Address | 97 WAYSIDE DR, SAINT LOUIS, MO 63135-2835 |
| Document Number | 2023091800624 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 2023091800624 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Ferguson City |
| Unified School District | Ferguson-Florissant R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,400 (-) Land $3,400 Building $19,000 | $117,900 (-) Land $17,900 Building $100,000 | |
| 2025 | $1,563.00 (+19.77%) | $22,400 (+25%) Land $3,400 Building $19,000 | $117,900 (+25.03%) Land $17,900 Building $100,000 |
| 2024 | $1,305.00 (+0.62%) | ||
| 2023 | $1,297.00 (+23.17%) | $17,920 (+38.27%) Land $3,060 Building $14,860 | $94,300 (+38.27%) Land $16,100 Building $78,200 |
| 2022 | $1,053.00 | $12,960 Land $3,900 Building $9,060 | |
| 2021 | $68,200 Land $20,500 Building $47,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1979–1983) |
| Most Recent Claim | May 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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