97 Wayne St, Mexico, NY 13114 Property Records

Oswego County and Mexico Town property record for 97 Wayne St, Mexico, NY 13114

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,222 sqft · built 1979
Lot Size0.187 acres (8,151 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (Jun 2025)
Tax Bill$4,721 (2026)
Deeds & MortgagesJul 2022 Sale & Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN353401 134.10-09-10

Property Details

APN / Parcel Number

Primary APN353401 134.10-09-10
Alternative APN
  • 340113401000090100000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,222 sqft Living Area
1st Floor Area1,222 sqft
Basement Area300 sqft
Finished Basement300 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1985
Architectural StyleCottage
Exterior MaterialWood
Lot Area8,151 sqft (0.187 acres)
Lot Dimensions85.8 ft deep x 95 ft wide
Garage TypeBasement
PorchSlab
Porch Area770 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address97 WAYNE ST
CityMEXICO
StateNY
Zip13114-3483
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionLOT 63 063-005-000
Legal Block9
Legal Lot Number10.000
JurisdictionOSWEGO NY
Township / Civil DivisionMEXICO
Census Block Group3
Census Block3012
Census Tract20400

Owner

Source: Oswego County and Mexico Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address198 E ALBANY ST, OSWEGO, NY 13126-2916
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2022Warranty Deed, Transfer · Conventional Mortgage
EMPOWER FCU
Sep 30, 2019Warranty Deed, Transfer · FHA Mortgage
COMMONFUND MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2025 · Amount on Record
Deed SaleJun 30, 2025 · Amount on Record
Prior SaleJul 1, 2022 · Amount on Record
Deed Document Number2025R2025005147
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateJul 1, 2022
Property Address97 WAYNE ST, MEXICO, NY 13114-3483
Document Number0000007072
Instrument DateJun 22, 2022
InstrumentR-2022-007072
Transaction TypeTransfer
Record UpdatedMar 14, 2023
Title CompanyCNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$716.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address97 WAYNE ST, MEXICO, NY 13114-3483

Transferred To (Grantee/Buyer)

NameVerified Name
Address4328 CHURCH ST, MEXICO, NY 13114-3384

Mortgage

Document Number0000007073
DateJul 1, 2022
InstrumentR-2022-007073
Lender
NameEMPOWER FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJul 1, 2047

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateSep 30, 2019
Property Address97 WAYNE ST, MEXICO, NY 13114-3483
Document Number0000008647
Instrument DateSep 10, 2019
InstrumentR-2019-008647
Transaction TypeTransfer
Record UpdatedApr 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$576.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address97 WAYNE ST, 97, MEXICO, NY 13114-3483

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 WAYNE ST, MEXICO, NY 13114-3483

Mortgage

Document Number0000008648
DateSep 30, 2019
InstrumentR-2019-008648
Lender
NameCOMMONFUND MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Oswego County and Mexico Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionMexico Town
MunicipalityMexico Village
Unified School DistrictMexico Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,721.00 (+1.11%)
2025$4,669.00$129,000 (-) Land $12,800 Building $116,200$211,475 (+14.75%) Land $20,984 Building $190,491
2023$129,000 Land $12,800 Building $116,200$184,286 Land $18,286 Building $166,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEXICO VILLAGE
serves 2,100 people · EPA ID NY3704359
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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