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97 Wavecrest Dr, Daly City, CA 94015 Property Records

San Mateo County property record for 97 Wavecrest Dr, Daly City, CA 94015

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,150 sqft · built 1958
Lot Size0.079 acres (3,454 sqft)
Owner2 Individual Names on File
Tax Bill$1,709 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Sep 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN008-172-190

Property Details

APN / Parcel Number

Primary APN008-172-190

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,150 sqft Living Area
1st Floor Area1,150 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialStucco
Roof MaterialTar & Gravel
Lot Area3,454 sqft (0.079 acres)
Lot Dimensions100 ft deep x 34 ft wide
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address97 WAVECREST DR
CityDALY CITY
StateCA
Zip94015-4640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10003
Legal DescriptionLOT 17 BLOCK 134 WESTLAKE UNIT NO 9 RSM 47/10 12 CITY OF DALY CITY
Legal SubdivisionWESTLAKE UNIT NO 9
Legal Block134
Legal Lot Number17
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group2
Census Block2008
Census Tract601000

Owner

Source: San Mateo County records · APN 008-172-190

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address97 WAVECREST DR, DALY CITY, CA 94015-4640
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 15, 2026Deed of Trust, Mortgage · Line of Credit
TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES
Sep 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
NETWORK CAPITAL FUNDING CORP
Sep 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
NETWORK CAPITAL FUNDING CORP
Nov 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
SAN MATEO CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJan 30, 2002
Transfer Doc0000026199
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Recording DateMay 15, 2026
Property Address97 WAVECREST DR, DALY CITY, CA 94015-4640
Document Number0000027874
Instrument DateMay 06, 2026
Instrument202627874
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 WAVECREST DR, DALY CITY, CA 94015-4640
InvestorPossibly a Property Investor

Mortgage

Document Number0000027874,
DateMay 15, 2026
Instrument202627874
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 15, 2056
Interest
Rate6.37%
Max Rate-1%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address97 WAVECREST DR, DALY CITY, CA 94015-4640
Transaction TypeMortgage
Record UpdatedOct 25, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 WAVECREST DR, DALY CITY, CA 94015-4640

Mortgage

Document Number0000136765
DateSep 24, 2021
Instrument2021-136765
Lender
NameNETWORK CAPITAL FUNDING CORP
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address97 WAVECREST DR, DALY CITY, CA 94015-4640
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 WAVECREST DR, DALY CITY, CA 94015-4640

Mortgage

Document Number0000102767
DateSep 29, 2020
Instrument2020-102767
Lender
NameNETWORK CAPITAL FUNDING CORP
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address97 WAVECREST DR, DALY CITY, CA 94015-4640
Document Number0000094167
Instrument DateNov 26, 2018
Transaction TypeMortgage
Record UpdatedDec 19, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address97 WAVECREST DR DALY CITY CA 940154640, DALY CITY, CA 94015-4640

Mortgage

Document Number0000094167
DateDec 03, 2018
Instrument94167
Lender
NameSAN MATEO CU
TypeCredit Union
AddressREDWOOD CITY, CA 94063
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 02, 2033

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityDaly City
Elementary School DistrictJefferson Elementary School District (KG - 08)
Secondary School DistrictJefferson Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$75,721 (+2%) Land $14,950 Building $60,771
2025$1,709.00 (+21.46%) Homeowner's exemption$74,237 (+4.04%) Land $14,657 Building $59,580
2023$1,407.00 (-3.03%) Homeowner's exemption$71,356 Land $14,089 Building $57,267$950,670
2022$1,451.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
Etheric Communications, LLC.
Fixed Wireless		250 / 100
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Radiate Holdings, Verizon.

Based on FCC filings for 366 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF DALY CITY
serves 102,593 people
Water SourcePurchased surface water from several systems
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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