97 Watson Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 97 Watson Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,854 sqft · built 2001
Lot Size	0.025 acres (1,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$252,000 (Sep 2008)
Tax Bill	$6,902 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00142-01-00097`

Property Details

APN / Parcel Number

Primary APN	`21-00142-01-00097`
Alternative APNs	`21 00142-01-00097-0000-C1000` `2100142000100097 C1000` `05721097`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,854 sqft Living Area
1st Floor Area	704 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	1,080 sqft (0.025 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	05721097
Street Address	97 WATSON CT
City	HOWELL
State	NJ
Zip	07731-5011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1422
Legal Description	ADELPHIA GREENS BLDG 11 UNIT 97
Legal Subdivision	ADELPHIA GREENS CONDO BLDG 11
Legal Block	142.1
Legal Lot Number	97
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3005
Census Tract	811101

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 ROYAL COURT DR, SPRING LAKE, NJ 07762-2331
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2008 · Amount on Record
Deed Sale	Sep 8, 2008 · Amount on Record
Prior Sale	Dec 15, 2003 · Amount on Record
Deed Document Number	200896531
Deed Book / Page	8738 / 5403
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	97 WATSON CT, HOWELL, NJ 07731-5011
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097720944
Date	Dec 23, 2025
Book Page	9772/944
Instrument	2025102969

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	97 WATSON CT, HOWELL, NJ 07731-5011
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095783783
Date	Feb 14, 2022
Book Page	9578/3783
Instrument	2022017651

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$442,900 (+8.63%) Land $210,000 Building $232,900	$442,900 (+8.63%) Land $210,000 Building $232,900
2025	$6,902.00 (+7.09%)	$407,700 (+20.19%) Land $177,000 Building $230,700	$407,700 (+20.19%) Land $177,000 Building $230,700
2024	$6,445.00 (+7.52%)
2023		$339,200 Land $118,000 Building $221,200	$339,200 Land $118,000 Building $221,200
2022	$5,994.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1989–1996)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Oct 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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