97 Waterpine Dr, Garner, NC 27529 Property Records

Johnston County property record for 97 Waterpine Dr, Garner, NC 27529

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,822 sqft · built 2017
Lot Size0.55 acres (23,958 sqft)
OwnerIndividual Name on Record
Last Sale$324,000 (Apr 2018)
Tax Bill$2,961 (2026)
Deeds & MortgagesMar 2022 Mortgage
Apr 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06E03005Z

Property Details

APN / Parcel Number

Primary APN06E03005Z
Alternative APN
  • 2000208392

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,822 sqft Living Area
Gross Area3,652 sqft
1st Floor Area1,270 sqft
AtticAttic
Attic Area80 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialFiber Cement Siding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area23,958 sqft (0.55 acres)
Garage Area550 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area100 sqft
Deck Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2000208392
Street Address97 WATERPINE DR
CityGARNER
StateNC
Zip27529-7176
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRAG
Legal DescriptionLOT 18 SHERRILL PLACE PH 1 82/380
Legal SubdivisionSHERRILL PLACE SUBDIVISION
Legal Phase1
Legal Lot Number18
JurisdictionJOHNSTON NC
Township / Civil DivisionCLEVELAND
Census Block Group1
Census Block1010
Census Tract41112

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address97 WATERPINE DR, GARNER, NC 27529-7176
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2022Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Apr 5, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Apr 17, 2017Deed, Construction Loan · Construction Mortgage
FIRST FEDERAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2018 · Amount on Record
Deed SaleApr 5, 2018 · Amount on Record
Prior SaleApr 17, 2017 · Amount on Record
Deed Document Number2018566144
Deed Book / Page5127 / 864
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address97 WATERPINE DR, GARNER, NC 27529-7176
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyINVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000803044
DateMar 29, 2022
Book Page6220/819
Instrument2022803044
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

April 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateApr 5, 2018
Property Address97 WATERPINE DR, GARNER, NC 27529-7176
Document Number0000566144
Book / Page5127 / 0864
Map ReferenceMB 82 PG 379&380
Instrument DateMar 28, 2018
Instrument2018566144
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 24, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$648.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8801 FAST PARK DR # DR301, 8801, RALEIGH, NC 27617-4852

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 WATERPINE DR, GARNER, NC 27529-7176

Mortgage

Document Number0000566145
DateApr 5, 2018
Instrument2018566145
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

April 2017: Deed, Construction Loan

Document TypeDeed
JurisdictionJOHNSTON NC
Recording DateApr 17, 2017
Property Address97 WATERPINE DR, GARNER, NC 27529-7176
Document Number0000526689
Book / Page4942 / 371
Map ReferencePB 82 PG 379-380
Instrument DateApr 17, 2017
Instrument2017526689
Transaction TypeConstruction Loan
Record UpdatedOct 24, 2022

Transaction

AmountAmount Recorded
Tax$120.00
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name
Address8801 FAST PARK DR # DR301, 8801, RALEIGH, NC 27617-4852

Transferred To (Grantee/Buyer)

NameVerified Name
Address8801 FAST PARK DR STE 301, 301, RALEIGH, NC 27617-4853
InvestorPossibly a Property Investor

Mortgage

Document Number0000526690
DateApr 17, 2017
Instrument2017526690
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Mortgage

Document Number0000526691
DateApr 17, 2017
Book Page4942/383
Instrument2017526691
Lender
NameFULLER SHERRILL PL LLC
TypeFunding / Finance Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueApr 1, 2027
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,961.00 (+17.87%)$473,820 (+47.55%) Land $75,000 Building $398,820$473,820 (+47.55%) Land $75,000 Building $398,820
2023$2,512.00$321,130 Land $63,000 Building $258,130$321,130 Land $63,000 Building $258,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2016)
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOHNSTON CO-WEST
serves 99,027 people · EPA ID NC0351070
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Waterpine Dr

Nearby Streets

Search Property Records by Address or Parcel Number