Seneca County and Fayette Town property record for 97 Washington St, Seneca Falls, NY 13148
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,536 sqft · built 1890 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Feb 2024) |
| Tax Bill | $5,377 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Feb 2024 Sale & Mortgage + 2 more |
| APN | 452201 15-1-49 |
| Primary APN | 452201 15-1-49 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 880 sqft |
| 2nd Floor Area | 432 sqft |
| Upper Floors Area | 224 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.17 acres) |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 1,169 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 97 WASHINGTON ST |
|---|---|
| City | SENECA FALLS |
| State | NY |
| Zip | 13148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 1 |
| Legal Lot Number | 49.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | FAYETTE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 950700 |
Source: Seneca County and Fayette Town records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 97 WASHINGTON ST, WATERLOO, NY 13165-1805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Feb 21, 2024 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 24, 2022 | Warranty Deed, Transfer |
| Mar 4, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2024 · Amount on Record |
| Deed Sale | Feb 21, 2024 · Amount on Record |
| Prior Sale | May 1, 1996 · Amount on Record |
| Deed Document Number | 202465696 |
| Deed Book / Page | 1093 / 284 |
| Prior Transfer Date | Mar 4, 2022 |
| Prior Transfer Doc | 001051/182 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Sep 14, 2026 |
| Property Address | 97 WASHINGTON ST, SENECA FALLS, NY 13148 |
| Document Number | 0000075897 |
| Book / Page | 2007 / 31 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202675897 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000075897, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 2007/31 |
| Instrument | 202675897 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 481 Months |
| Due | Oct 1, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Feb 21, 2024 |
| Property Address | 97 WASHINGTON ST, SENECA FALLS, NY 13148 |
| Document Number | 001093/284 |
| Book / Page | 1093 / 284 |
| Instrument Date | Feb 15, 2024 |
| Instrument | 65696 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 VAN CLEEF ST, SENECA FALLS, NY 13148-1022 |
| Document Number | 0000065697 |
|---|---|
| Date | Feb 21, 2024 |
| Instrument | 65697 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Oct 24, 2022 |
| Property Address | 97 WASHINGTON ST, SENECA FALLS, NY 13148 |
| Document Number | 0001067/15 |
| Book / Page | 1067 / 15 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 60580 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1379 STATE ROUTE 318, WATERLOO, NY 13165-8457 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Mar 4, 2022 |
| Property Address | 97 WASHINGTON ST, SENECA FALLS, NY 13148 |
| Document Number | 001051/182 |
| Book / Page | 1051 / 182 |
| Instrument Date | Mar 4, 2022 |
| Instrument | 57561 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 326 PINEBROOK DR, ROCHESTER, NY 14616-1654 |
Source: Seneca County and Fayette Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Fayette Town |
| Municipality | Waterloo Village |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,377.00 (+9.42%) | ||
| 2025 | $4,914.00 (+44.44%) | $99,800 (-) Land $13,600 Building $86,200 | $175,100 (+26.32%) Land $23,861 Building $151,239 |
| 2023 | $99,800 Land $13,600 Building $86,200 | $138,611 Land $18,889 Building $119,722 | |
| 2019 | $3,402.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO VILLAGE serves 7,000 people · EPA ID NY4901199 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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