97 Warwick Ct, Clayton, NC 27520 Property Records

Johnston County property record for 97 Warwick Ct, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,362 sqft · built 2006
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Mar 2026)
Tax Bill	$2,637 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05F01018`

Property Details

APN / Parcel Number

Primary APN	`05F01018`
Alternative APN	`2000228023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,362 sqft Living Area
Gross Area	4,232 sqft
1st Floor Area	1,966 sqft
Attic	Attic
Attic Area	938 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	306 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000228023
Street Address	97 WARWICK CT
City	CLAYTON
State	NC
Zip	27520-9534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 43 WINSTON POINTE PH 1A 63/160
Legal Subdivision	WINSTON POINTE SUBDIVISION
Legal Phase	1A
Legal Lot Number	43
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLAYTON
Census Block Group	3
Census Block	3000
Census Tract	41110

Owner

97 Warwick Ct is owned and occupied by an individual who bought it in March 2026.

Source: Johnston County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	97 WARWICK CT, CLAYTON, NC 27520-9534
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 6, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Apr 27, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2026 · Amount on File
Deed Sale	Mar 6, 2026 · Amount on File
Prior Sale	Apr 27, 2020 · Amount on File
Deed Document Number	20266895
Deed Book / Page	7064 / 49
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	97 WARWICK CT, CLAYTON, NC 27520-9534
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000758582
Date	Jul 7, 2021
Book Page	5982/517
Instrument	2021758582

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Mar 6, 2026
Property Address	97 WARWICK CT, CLAYTON, NC 27520-9534
Document Number	0000006895
Book / Page	DEED7064 / 49
Map Reference	MB 63 PG 157-160
Instrument Date	Feb 28, 2026
Instrument	2026006895
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	CASTLE TITLE AGENCY LLC, MASTER TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4849 HONEYSUCKLE BLVD, COLUMBUS, OH 43230-4112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 WARWICK CT, CLAYTON, NC 27520-9534

Mortgage

Document Number	0000006896
Date	Mar 6, 2026
Instrument	2026006896

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year CMT
Max Rate	11%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Apr 27, 2020
Property Address	97 WARWICK CT, CLAYTON, NC 27520-9534
Document Number	0000656672
Book / Page	005577 / 000570
Instrument Date	Apr 22, 2020
Instrument	656672
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	97 WARWICK CT CLAYTON NC 275209534, CLAYTON, NC 27520-9534

Mortgage

Document Number	656673
Date	Apr 27, 2020
Book Page	005577/000572
Instrument	656673

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 97 Warwick Ct was $2,637, down 0.6% from the year before.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,637.00 (-0.6%)	$421,920 (+0.96%) Land $80,000 Building $341,920	$421,920 (+0.96%) Land $80,000 Building $341,920
2025	$2,653.00	$417,890 Land $80,000 Building $337,890	$417,890 Land $80,000 Building $337,890
2023	$2,139.00	$254,740 Land $45,000 Building $209,740	$254,740 Land $45,000 Building $209,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Warwick Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Warwick Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINSTON POINTE S/D private · serves 1,326 people · EPA ID NC4051012
Water Source	Purchased surface water from JOHNSTON CO-WEST
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

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