97 Walnut Dr, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Heights Borough property record for 97 Walnut Dr, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,547 sqft · built 1978
Lot Size	0.034 acres (1,458 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Nov 2017)
Tax Bill	$6,983 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-00042-03-00016`

Property Details

APN / Parcel Number

Primary APN	`48-00042-03-00016`
Alternative APNs	`4800042000300016` `06620`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,547 sqft Living Area
1st Floor Area	758 sqft
Upper Floors Area	789 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	1,458 sqft (0.034 acres)
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Deck Area	85 sqft
Patio Area	187 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	06620
Street Address	97 WALNUT DR
City	SPRING LAKE
State	NJ
Zip	07762-2123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF40
Legal Description	FAIRWAY MEWS UNIT 2-27 NIT 1A
Legal Subdivision	FAIRWAY MEWS BLDG 27
Legal Block	42.3
Legal Lot Number	16
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE HEIGHTS
Census Block Group	1
Census Block	1000
Census Tract	808901

Owner

Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	97 WALNUT DR, SPRING LAKE, NJ 07762-2123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2017 · Amount on Record
Deed Sale	Nov 6, 2017 · Amount on Record
Deed Document Number	2017109780
Prior Transfer Date	Aug 6, 2007
Prior Transfer Doc	0086724883
Record Updated	Sep 20, 2026

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Nov 6, 2017
Property Address	97 WALNUT DR, SPRING LAKE, NJ 07762-2123
Document Number	0000109780
Book / Page	009257 / 008551
Instrument Date	Oct 5, 2017
Instrument	109780
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	RIVERVIEW TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 WESMONT DR WOOD RIDGE NJ 070752152, WOOD RIDGE, NJ 07075-2152

Mortgage

Document Number	109786
Date	Nov 6, 2017
Book Page	009257/008601
Instrument	109786

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Heights Borough
Unified School District	Spring Lake Heights Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$785,300 (+15.16%) Land $576,500 Building $208,800	$785,300 (+15.16%) Land $576,500 Building $208,800
2025	$6,983.00 (+7.38%)	$681,900 (+21.42%) Land $475,000 Building $206,900	$681,900 (+21.42%) Land $475,000 Building $206,900
2024	$6,503.00 (+13.04%)
2023		$561,600 Land $375,000 Building $186,600	$561,600 Land $375,000 Building $186,600
2022	$5,753.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20