97 Wallkill Ave, Montgomery, NY 12549 Property Records

Orange County and Montgomery Town property record for 97 Wallkill Ave, Montgomery, NY 12549

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,920 sqft · built 1892
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$105,500 (Mar 2016)
Tax Bill	$8,472 (2024)
Deeds & Mortgages	Mar 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`206-4-10.1`

Property Details

APN / Parcel Number

Primary APN	`206-4-10.1`
Alternative APNs	`420320600000040101000000` `334203 206-4-10.1`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,920 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	768 sqft
2nd Floor Area	768 sqft

Exterior

Year Built	Built 1892
Effective Year Built	Effective 2004
Architectural Style	Old Style
Exterior Material	Wood
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
View / Lot	Urban
Porch	Open Porch
Porch Area	72 sqft
Canopy	256 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	206-4-10.1
Street Address	97 WALLKILL AVE
City	MONTGOMERY
State	NY
Zip	12549-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	U/C PARTIAL A/V
Legal Block	4
Legal Lot Number	10.10
Jurisdiction	ORANGE NY
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3003
Census Tract	10802

Owner

97 Wallkill Ave is owned and occupied by an individual who acquired it in November 2016.

Source: Orange County and Montgomery Town records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	97 WALLKILL AVE, MONTGOMERY, NY 12549-1513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2016 · Amount on File
Deed Sale	Mar 23, 2016 · Amount on File
Prior Sale	Jan 18, 2005 · Amount on File
Deed Book / Page	14028 / 910
Last Transfer Date	Nov 18, 2016
Transfer Doc	0000079471
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	97 WALLKILL AVE, MONTGOMERY, NY 12549-1513
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020329
Date	Mar 29, 2021
Book Page	14931/93
Instrument	20210020329

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	97 Months
Due	Apr 1, 2029

Tax Assessment & Valuation

Source: Orange County and Montgomery Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Montgomery Town
Municipality	Montgomery Village
Unified School District	Valley Central School District (Montgomery) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,200 (-) Land $24,800 Building $110,400	$365,400 (+8.11%)
2024	$8,472.00	$135,200 (-) Land $24,800 Building $110,400	$338,000 (+5%)
2023		$135,200 (-) Land $24,800 Building $110,400	$321,900 (+16.67%) Land $59,047 Building $262,853
2022		$135,200 Land $24,800 Building $110,400	$275,900 Land $50,609 Building $225,291

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Wallkill Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1981)
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Wallkill Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY VILLAGE serves 4,519 people · EPA ID NY3503542
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20