97 Wachusett St, Springfield, MA 01118 Property Records

Hampden County and Springfield City property record for 97 Wachusett St, Springfield, MA 01118

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,053 sqft · built 1962
Lot Size	0.216 acres (9,405 sqft)
Owner	Individual Name on Record
Last Sale	$188,000 (Dec 2017)
Tax Bill	$4,589 (2026)
Deeds & Mortgages	Sep 2020 Refinance Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11910 P:0063`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11910 P:0063`
Alternative APN	`119100063`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,053 sqft Living Area
1st Floor Area	1,053 sqft
Game Room	Game Room

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,405 sqft (0.216 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	119100063
Street Address	97 WACHUSETT ST
City	SPRINGFIELD
State	MA
Zip	01118-2544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1016
Census Tract	801605

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97 WACHUSETT ST, SPRINGFIELD, MA 01118-2544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance INLAND BANK & TRUST
Dec 8, 2017	Quit Claim Deed, Transfer · FHA Mortgage INLAND BK&TR
Apr 18, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2017 · Amount on Record
Deed Sale	Dec 8, 2017 · Amount on Record
Prior Sale	Apr 18, 2017 · Amount on Record
Deed Book / Page	21980 / 316
Transfer Doc	021980-316
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	97 WACHUSETT ST, SPRINGFIELD, MA 01118-2544
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023445-313
Date	Sep 28, 2020
Book Page	23445/313
Instrument	55323

Lender

Name	INLAND BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Dec 8, 2017
Property Address	97 WACHUSETT ST, SPRINGFIELD, MA 01118-2544
Document Number	21980-316
Book / Page	021980 / 000316
Instrument Date	Dec 6, 2017
Instrument	73044
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$874.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 SANTA BARBARA ST SPRINGFIELD MA 011043127, SPRINGFIELD, MA 01104-3127

Mortgage

Document Number	21980-318
Date	Dec 8, 2017
Book Page	021980/000318
Instrument	73045

Lender

Name	INLAND BK&TR
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 18, 2017
Property Address	97 WACHUSETT ST, SPRINGFIELD, MA 01118-2544
Document Number	21645-112
Book / Page	021645 / 000112
Instrument Date	Apr 11, 2017
Instrument	20947
Transaction Type	Transfer
Record Updated	May 9, 2017

Transaction

Amount	Amount Recorded
Tax	$437.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	164 LONGVIEW DR LONGMEADOW MA 011061851, LONGMEADOW, MA 01106-1851

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,589.00 (+4.87%)	$296,800 (+6.34%) Land $57,600 Building $239,200	$290,634 (-5.26%)
2025	$4,376.00 (+7.39%)	$279,100 (+16.78%) Land $57,600 Building $221,500	$306,755 (+10.05%)
2024			$278,730
2023	$4,075.00	$239,000 Land $54,800 Building $184,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Spectrum, Verizon.

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