97 W North Down River Rd, Grayling, MI 49738 Property Records

Crawford County property record for 97 W North Down River Rd, Grayling, MI 49738

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,068 sqft · built 1968
Lot Size	2.03 acres (88,616 sqft)
Owner	Individual Name on File
Tax Bill	$943 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-45-120-00-010-00`

Property Details

APN / Parcel Number

Primary APN	`040-45-120-00-010-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,068 sqft Living Area
1st Floor Area	1,068 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Modular
Lot Area	88,616 sqft (2.03 acres)
Lot Width	1 ft Width
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	97 W NORTH DOWN RIVER RD
City	GRAYLING
State	MI
Zip	49738-7883
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-F
Legal Description	LOT 10, AU SABLE TRAILS SEC 1 T26N R3W
Legal Range	03W
Legal Township	26N
Legal Section	01
Legal Subdivision	SABLE TRAILS
Legal Lot Number	10
Jurisdiction	CRAWFORD MI
Township / Civil Division	GRAYLING
Census Block Group	2
Census Block	2033
Census Tract	960300

Owner

97 W North Down River Rd is owned and occupied by an individual who acquired it in August 2025.

Source: Crawford County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	97 W NORTH DOWN RIVER RD, GRAYLING, MI 49738-7883
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE
Aug 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE
Aug 18, 2025	Quit Claim Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE
Apr 12, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2025
Deed Sale	Aug 18, 2025
Prior Sale	Apr 12, 2024
Deed Book / Page	829 / 198
Prior Transfer Date	Aug 12, 2025
Prior Transfer Doc	000829/198
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Recording Date	Jun 23, 2026
Property Address	97 W NORTH DOWN RIVER RD, GRAYLING, MI 49738-7883
Document Number	0845000910
Book / Page	845 / 910
Instrument Date	Jun 15, 2026
Transaction Type	Mortgage
Record Updated	Oct 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 W NORTH DOWN RIVER RD, GRAYLING, MI 49738-7883

Mortgage

Document Number	0845000910,
Date	Jun 23, 2026
Book Page	845/910

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	97 W NORTH DOWN RIVER RD, GRAYLING, MI 49738-7883
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 W NORTH DOWN RIVER RD, GRAYLING, MI 49738-7883

Mortgage

Document Number	0000000829/0000000202
Date	Aug 18, 2025
Book Page	0000000829/0000000202

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2055

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CRAWFORD MI
Recording Date	Aug 18, 2025
Property Address	97 W NORTH DOWN RIVER RD, GRAYLING, MI 49738-7883
Document Number	000829/198
Book / Page	829 / 198
Instrument Date	Aug 12, 2025
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 W NORTH DOWN RIVER RD, GRAYLING, MI 49738-7883

Mortgage

Document Number	0000829202
Date	Aug 18, 2025
Instrument	829/202

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2055

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MI
Recording Date	Apr 12, 2024
Property Address	97 W NORTH DOWN RIVER RD, GRAYLING, MI 49738-7883
Document Number	000805/596
Book / Page	805 / 596
Instrument Date	Apr 12, 2024
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 W NORTH DOWN RIVER RD, GRAYLING, MI 49738-7883

Tax Assessment & Valuation

The 2025 property tax bill for 97 W North Down River Rd was $943 with a homeowner's exemption, up 5.6% from the year before.

Source: Crawford County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Crawford County
County Subdivision	Grayling Charter Township
Unified School District	Crawford AuSable Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,200 (+6.89%) Land $2,300 Building $79,900	$164,400 (+6.89%) Land $4,600 Building $159,800
2025	$943.00 (+5.6%) Homeowner's exemption	$76,900 Land $2,300 Building $74,600	$153,800 Land $4,600 Building $149,200
2024	$893.00
2023		$54,800 Land $2,300 Building $52,500	$109,600 Land $4,600 Building $105,000
2022	$820.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 W North Down River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 W North Down River Rd is high, ranking above 71% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 99.3% of Michigan
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W North Down River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures