97 W Main St, Apt 78, Niantic, CT 06357 Property Records

East Lyme Town property record for 97 W Main St, Apt 78, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms2 Beds
Bathrooms2.5 Baths
Architecture StyleCondo/Apartment
Year BuiltBuilt 1984
Square Footage1,520 sqft Living Area
GarageBasement
Last Sale$345,000 (2025)
Tax Bill$4,996.00 (2025)

Property Details

APN / Parcel Number

Primary APNELYM M:011.3 B:00099 L:00078
Alternative APN
  • 5423

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms4 Rooms
Units96 Units
Building Area1,520 sqft Living Area
Gross Area2,548 sqft Gross Area
1st Floor744 sqft 1st Floor
Attic Area240 sqft Attic
Attic1 Attic
Basement Area328 sqft Basement
Unfinished Basement328 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleCondo/Apartment Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Garage TypeBasement Garage
Deck AreaDeck Area

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemBaseboard Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number5423
Street Address97 W MAIN ST, 78
CityNIANTIC
StateCT
Zip06357-1732
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal Block99
Legal Lot Number78
JurisdictionEAST LYME CT
Minor Civil DivisionEAST LYME
Census Blockgroup1
Census Block1000
Census Tract716101

Owner

Source: East Lyme Town records · APN ELYM M:011.3 B:00099 L:00078

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address68 HARBOR AVE, C1, BRIDGEPORT, CT 06605-3143
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 09, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
CHELSEA GROTON BANK
Oct 17, 2025Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 17, 2025 · Amount on Record
Deed SaleOct 17, 2025 · Amount on Record
Prior SaleSep 11, 2015 · Amount on Record
Deed Doc Number20252315
Deed Book / Page1126 / 899
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST LYME CT
Property Address97 W MAIN ST APT 78, 78, NIANTIC, CT 06357-1732
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001128-738
DateDec 09, 2025
Book Page1128/738
Instrument2774
Lender
NameCHELSEA GROTON BANK
TypeBank
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term229 Months
DueJan 01, 2045

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAST LYME CT
Recording DateOct 17, 2025
Property Address97 W MAIN ST APT 78, 78, NIANTIC, CT 06357-1732
Document Number001126-899
Book / Page1126 / 899
Instrument DateOct 16, 2025
Instrument2315
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address68 HARBOR AVE # C1, C1, BRIDGEPORT, CT 06605-3143

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionEast Lyme Town
Unified School DistrictEast Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,996.00$178,360 (-) Building $178,360$124,852 Building $124,852
2024$4,996.00 (+12.57%)
2023$4,438.00 (+4.37%)$178,360 (-) Building $178,360
2022$4,252.00$178,360 Building $178,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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