97 W Main St, Apt 18, Niantic, CT 06357 Property Records

East Lyme Town property record for 97 W Main St, Apt 18, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Condominium
Bedrooms	2 Beds
Bathrooms	2.5 Baths
Architecture Style	Condo/Apartment
Year Built	Built 1984
Square Footage	1,472 sqft Living Area
Garage	Basement
Occupancy	Owner Occupied
Tax Bill	$4,898.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`ELYM M:011.3 B:00099 L:00018`
Alternative APN	`7449`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	4 Rooms
Units	96 Units
Building Area	1,472 sqft Living Area
Gross Area	2,503 sqft Gross Area
1st Floor	864 sqft 1st Floor
Basement Area	608 sqft Basement
Unfinished Basement	352 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Garage Type	Basement Garage
Deck Area	Deck Area

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Baseboard Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	7449
Street Address	97 W MAIN ST, 18
City	NIANTIC
State	CT
Zip	06357-1730
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Condominium
Legal Block	99
Legal Lot Number	18
Jurisdiction	EAST LYME CT
Minor Civil Division	EAST LYME
Census Blockgroup	1
Census Block	1000
Census Tract	716101

Owner

Source: East Lyme Town records · APN ELYM M:011.3 B:00099 L:00018

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	97 W MAIN ST, 18, NIANTIC, CT 06357-1730
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	97 W MAIN ST APT 18, 18, NIANTIC, CT 06357-1730
Transaction Type	Mortgage
Record Updated	May 02, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001108-726
Date	Apr 15, 2024
Book Page	1108/726
Instrument	797

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	289 Months
Due	May 01, 2048

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,898.00	$174,860 (-) Building $174,860	$122,402 Building $122,402
2024	$4,898.00 (+12.57%)
2023	$4,351.00 (+4.37%)	$174,860 (-) Building $174,860
2022	$4,169.00	$174,860 Building $174,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.