Utah County property record for 97 W 4600 N, Provo, UT 84604
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,291 sqft · built 1987 |
| Lot Size | 0.265 acres (11,543 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $560,000 (Jul 2020) |
| Tax Bill | $3,576 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Jul 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-065-0025 |
| Primary APN | 47-065-0025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,291 sqft Living Area |
| Gross Area | 3,713 sqft |
| 1st Floor Area | 1,427 sqft |
| Basement Area | 864 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | A-Frame |
| Exterior Material | Metal |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,543 sqft (0.265 acres) |
| Garage Type | Attached |
| Garage Area | 558 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Slab |
| Porch Area | 388 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 069124 |
|---|---|
| Street Address | 97 W 4600 N |
| City | PROVO |
| State | UT |
| Zip | 84604-5523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25, PLAT A, NORTHGATE SUB AREA 0.265 AC. |
| Legal Subdivision | NORTHGATE SUB |
| Legal Lot Number | 25 |
| Jurisdiction | UTAH UT |
| Township / Civil Division | PROVO-OREM |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1401 |
97 W 4600 N is owned and occupied by two individuals who bought it in July 2020.
Source: Utah County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 W 4600 N, PROVO, UT 84604-5523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2021 | Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU |
| Jul 31, 2020 | Warranty Deed, Transfer GT TITLE SERVICES |
| May 23, 2017 | Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2020 · Amount on File |
| Deed Sale | Jul 31, 2020 · Amount on File |
| Prior Sale | Nov 18, 2016 · Amount on File |
| Deed Document Number | 2020111538 |
| Prior Transfer Date | Feb 6, 2015 |
| Prior Transfer Doc | 0000009494 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 97 W 4600 N, PROVO, UT 84604-5523 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000169711 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 169711:2021 |
| Name | MOUNTAIN AMERICA FCU |
|---|---|
| Type | Credit Union |
| Address | SANDY, UT 84070 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Jul 31, 2020 |
| Property Address | 97 W 4600 N, PROVO, UT 84604-5523 |
| Document Number | 0000111538 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 111538:2020 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | GT TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 97 W 4600 N, PROVO, UT 84604-5523 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 97 W 4600 N, PROVO, UT 84604-5523 |
| Document Number | 0000049822 |
| Instrument Date | May 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 97 W 4600 N PROVO UT 846045523, PROVO, UT 84604-5523 |
| Document Number | 0000049822 |
|---|---|
| Date | May 24, 2017 |
| Instrument | 49822 |
| Name | AMERICA FIRST FCU |
|---|---|
| Type | Funding / Finance Company |
| Address | RIVERDALE, UT 84405 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 23, 2027 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 97 W 4600 N was $3,576.
Source: Utah County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Utah County |
| Municipality | Provo City |
| Unified School District | Provo School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $410,520 (-36.75%) | $746,400 (+15.01%) Land $355,200 Building $391,200 | |
| 2025 | $3,576.00 | $649,000 Land $284,200 Building $364,800 | $649,000 Land $284,200 Building $364,800 |
| 2024 | $3,576.00 (+3.53%) | ||
| 2023 | $3,454.00 (+4.22%) | $335,225 | $609,500 Land $270,700 Building $338,800 |
| 2022 | $3,314.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 W 4600 N in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (1983–2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 W 4600 N is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 73% of Utah |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVO CITY serves 116,288 people · EPA ID UTAH25006 |
|---|---|
| Water Source | Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY |
| Last State Inspection | Sep 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Beehive Broadband, CenturyLink, Rise Broadband, SenaWave, T-Mobile, Utah Telecommunication Open Infrastructure Agency.
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