Polk County property record for 97 Vaughn Rd, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,917 sqft · built 1979 |
| Lot Size | 0.947 acres (41,256 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $192,000 (Jan 2020) |
| Tax Bill | $2,262 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-10-000000-022320 |
| Primary APN | 25-29-10-000000-022320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,917 sqft Living Area |
| Gross Area | 992 sqft |
| 1st Floor Area | 992 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 41,256 sqft (0.947 acres) |
| Lot Dimensions | 311 ft deep x 132 ft wide |
| View / Lot | Commercial/Industrial |
| Porch | Screened/Unfinished Porch |
| Porch Area | 1,077 sqft |
| Shed | 1 Shed |
| Street Address | 97 VAUGHN RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-4839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S1/5 OF E1/2 OF NE1/4 OF SE1/4 OF SE1/4 BEING LOT 10 OF UNREC SURVEY LESS E 20 FT FOR VAUGHN RD AS DESC IN OR 4005-1425 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 10 |
| Legal Subdivision | ALAMEDA HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 14704 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 97 VAUGHN RD, WINTER HAVEN, FL 33880-4839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Apr 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Sep 29, 2025 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Jan 23, 2020 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2020 · Amount on Record |
| Deed Sale | Jan 23, 2020 · Amount on Record |
| Prior Sale | Apr 17, 2006 · Amount on Record |
| Deed Document Number | 202017138 |
| Deed Book / Page | 11116 / 1913 |
| Prior Transfer Date | Apr 6, 2006 |
| Prior Transfer Doc | 0000094945 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 28, 2026 |
| Property Address | 97 VAUGHN RD, WINTER HAVEN, FL 33880-4839 |
| Document Number | 0000100213 |
| Book / Page | 13974 / 947 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 2026100213 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 97 VAUGHN RD, WINTER HAVEN, FL 33880-4839 |
| Document Number | 0000100213, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 13974/947 |
| Instrument | 2026100213 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 28, 2026 |
| Property Address | 97 VAUGHN RD, WINTER HAVEN, FL 33880-4839 |
| Document Number | 0000100214 |
| Book / Page | 13974 / 950 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 2026100214 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 97 VAUGHN RD, WINTER HAVEN, FL 33880-4839 |
| Document Number | 0000100214, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 13974/950 |
| Instrument | 2026100214 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 97 VAUGHN RD, WINTER HAVEN, FL 33880-4839 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 97 VAUGHN RD, WINTER HAVEN, FL 33880-4839 |
| Document Number | 0000227547 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | 13715/1093 |
| Instrument | 2025227547 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Sep 28, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 23, 2020 |
| Property Address | 97 VAUGHN RD, WINTER HAVEN, FL 33880-4839 |
| Document Number | 0111161913 |
| Book / Page | 011116 / 001913 |
| Instrument Date | Jan 23, 2020 |
| Instrument | 17138 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,344.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 97 VAUGHN RD WINTER HAVEN FL 338804839, WINTER HAVEN, FL 33880-4839 |
| Document Number | 111161915 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 011116/001915 |
| Instrument | 17139 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 22, 2050 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,979 (+2.7%) | $257,176 (+0.49%) Land $21,622 Building $235,554 | |
| 2025 | $2,262.00 (-19.93%) Homeowner's exemption | $215,169 (+5.99%) | $255,919 (+16.62%) Land $21,622 Building $234,297 |
| 2024 | $2,825.00 (+7.33%) | ||
| 2023 | $2,632.00 (+3.22%) Homeowner's exemption | $203,015 (+3%) | $219,441 (+9.31%) Land $20,790 Building $198,651 |
| 2022 | $2,550.00 Homeowner's exemption | $197,102 | $200,758 Land $17,464 Building $183,294 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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