97 Van Cleave Rd, Murray, KY 42071 Property Records

Calloway County property record for 97 Van Cleave Rd, Murray, KY 42071

Property Summary

Property TypeSingle Family Home
Lot Size0.646 acres (28,140 sqft)
Owner2 Individual Names on Record
Tax Bill$505 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Apr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN050-0-0015-E

Property Details

APN / Parcel Number

Primary APN050-0-0015-E
Alternative APN
  • 4600

Exterior

Lot Area28,140 sqft (0.646 acres)

Location & Zoning

Account Number4600
Street Address97 VAN CLEAVE RD
CityMURRAY
StateKY
Zip42071-9492
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description97 VAN CLEAVE ROAD
JurisdictionCALLOWAY KY
Township / Civil DivisionMURRAY
Census Block Group1
Census Block1086
Census Tract10400

Owner

Source: Calloway County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address97 VAN CLEAVE RD, MURRAY, KY 42071-9492
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2026Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Apr 5, 2022Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Deed Document Number0000953525
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLOWAY KY
Recording DateAug 10, 2026
Property Address97 VAN CLEAVE RD, MURRAY, KY 42071-9492
Document Number0000727424
Book / Page1554 / 342
Instrument DateAug 3, 2026
Instrument2026727424
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyCSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 VAN CLEAVE RD, MURRAY, KY 42071-9492
InvestorPossibly a Property Investor

Mortgage

Document Number0000727424,
DateAug 10, 2026
Book Page1554/342
Instrument2026727424
Lender
NameCOASTAL COMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.43%
Max Rate-1%

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLOWAY KY
Property Address97 VAN CLEAVE RD, MURRAY, KY 42071-9492
Transaction TypeMortgage
Record UpdatedMay 30, 2022
Title CompanyADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001364/603
DateApr 5, 2022
Book Page1364/603
Instrument656378
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueMay 1, 2032

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCalloway County
Unified School DistrictCalloway County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$505.00 (+35.75%) Homeowner's exemption$103,000 (+21.89%)$103,000 (+21.89%)
2023$372.00 Homeowner's exemption$84,500$84,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (2016–2023)
Claims Outside the SFHA1 of 4
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMURRAY WATER SYSTEM
serves 26,302 people · EPA ID KY0180306
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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