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97 Valley Ridge Loop, Cockeysville, MD 21030 Property Records

Baltimore County property record for 97 Valley Ridge Loop, Cockeysville, MD 21030

Property Summary

Property TypeTownhouse
Details4 ba · 1,520 sqft · built 1985
Lot Size0.07 acres (3,079 sqft)
OwnerIndividual Name on Record
Last Sale$321,000 (Jun 2018)
Tax Bill$2,202 (2023)
Deeds & MortgagesApr 2021 Mortgage
Jun 2018 Sale & Mortgage
APN08-1900012885

Property Details

APN / Parcel Number

Primary APN08-1900012885
Alternative APNs
  • 81900012885
  • 1900012885

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,520 sqft Total Area
1st Floor Area760 sqft
Basement Area660 sqft
Finished Basement660 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Architectural StyleTownhouse
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area3,079 sqft (0.07 acres)
Lot Width36 ft Width

Exterior Amenities

Deck Area96 sqft
Patio Area280 sqft
BalconyBalcony
Balcony Area280 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number1900012885
Old Parcel Number81900012885
Street Address97 VALLEY RIDGE LOOP
CityCOCKEYSVILLE
StateMD
Zip21030-4372
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description.0706 AC 97 VALLEY RIDGE LOOP VALLEY CROSSING TWNHSES
Legal Section2
Legal SubdivisionVALLEY CROSSING TWNHSES
Legal Lot Number1
JurisdictionBALTIMORE MD
Township / Civil Division8
Census Block Group3
Census Block3002
Census Tract408506

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address97 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4372
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Jun 6, 2018Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2018 · Amount on Record
Deed SaleJun 6, 2018 · Amount on Record
Prior SaleMar 13, 2015 · Amount on Record
Deed Document Number0000403227
Deed Book / Page40322 / 7
Record UpdatedJun 7, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address97 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4372
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0445550280
DateApr 23, 2021
Book Page44555/280
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateJun 6, 2018
Property Address97 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4372
Document Number0403220007
Book / Page0040322 / 007
Map ReferenceMB EHK50 FO134
Instrument DateMay 21, 2018
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4372

Mortgage

Document Number0004032214
DateJun 6, 2018
Instrument0040322/14
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,202.00 Homeowner's exemption$326,433$364,900 Land $90,000 Building $274,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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