Monmouth County and Highlands Borough property record for 97 Valley Ave, Highlands, NJ 07732
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,726 sqft · built 1943 |
| Lot Size | 0.118 acres (5,149 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Dec 1988) |
| Tax Bill | $11,825 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-00036-0000-00011 |
| Primary APN | 19-00036-0000-00011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,726 sqft Living Area |
| 1st Floor Area | 1,498 sqft |
| Upper Floors Area | 1,260 sqft |
| Basement Area | 1,084 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,149 sqft (0.118 acres) |
| Lot Dimensions | 103 ft deep x 50 ft wide |
| Porch | Open Porch |
|---|---|
| Deck Area | 176 sqft |
| Patio Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Utility Building | 1 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 00007170 |
|---|---|
| Street Address | 97 VALLEY AVE |
| City | HIGHLANDS |
| State | NJ |
| Zip | 07732-1825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 36 |
| Legal Lot Number | 11 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 800102 |
Source: Monmouth County and Highlands Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 97 VALLEY AVE, HIGHLANDS, NJ 07732-1825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 1988 · Amount on Record |
| Deed Sale | Dec 29, 1988 · Amount on Record |
| Deed Book / Page | 4905 / 904 |
| Record Updated | Sep 20, 2026 |
Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Highlands Borough |
| Unified School District | Henry Hudson Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $766,000 (+10.77%) Land $440,000 Building $326,000 | $766,000 (+10.77%) Land $440,000 Building $326,000 | |
| 2025 | $11,825.00 (-9.05%) | $691,500 (+7.58%) Land $368,500 Building $323,000 | $691,500 (+7.58%) Land $368,500 Building $323,000 |
| 2024 | $13,002.00 (+17.08%) | ||
| 2023 | $642,800 Land $286,000 Building $356,800 | $642,800 Land $286,000 Building $356,800 | |
| 2022 | $11,105.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 5 (1992–2012) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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