97 Vale Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 97 Vale Rd, Toccoa, GA 30577 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Architecture Style	Ranch
Year Built	Built 2023
Square Footage	1,456 sqft Gross Area
Lot Size	43,560 sqft (1 acres)
Occupancy	Owner Occupied
Last Sale	$228,900 (2024)
Tax Bill	$342.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`032D 001B`
Alternative APN	`991474`

Interior

Building Area	1,456 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2023
Architectural Style	Ranch Style
Exterior Material	Vinyl Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	43,560 sqft (1 acres)
View	Yes (Detail Unknown) View
Utility Building	992 sqft Utility Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	991474
Street Address	97 VALE RD
City	TOCCOA
State	GA
Zip	30577-7875
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	VALE RD LOT
Jurisdiction	STEPHENS GA
Minor Civil Division	TOCCOA
Census Blockgroup	2
Census Block	2054
Census Tract	970302

Owner

Source: Stephens County records · APN 032D 001B

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	97 VALE RD, TOCCOA, GA 30577-7875
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 2024 · Amount on Record
Deed Sale	Apr 01, 2024 · Amount on Record
Prior Sale	Mar 30, 2021 · Amount on Record
Deed Doc Number	0000136253
Deed Book / Page	1362 / 53
Record Refreshed	Jun 08, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 01, 2024
Property Address	97 VALE RD, TOCCOA, GA 30577-7875
Document Number	0013620053
Book / Page	1362 / 53
Instrument Date	Mar 29, 2024
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 VALE RD, TOCCOA, GA 30577-7875

Mortgage

Document Number	0000136254
Date	Apr 01, 2024
Instrument	1362/54

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 01, 2054

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 35% of the US · above 13% of Georgia
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.