97 Union Rd, Wales, MA 01081 Property Records

Hampden County and Wales Town property record for 97 Union Rd, Wales, MA 01081

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,008 sqft · built 1965
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$103,000 (Dec 2018)
Tax Bill	$2,283 (2026)
Deeds & Mortgages	Mar 2021 Refinance Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16074`

Property Details

APN / Parcel Number

Primary APN	`16074`
Alternative APNs	`WALE M:1000 B:3060 L:0097-0` `M:1000 B:3060 L:0097=0`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,488 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	16074
Street Address	97 UNION RD
City	WALES
State	MA
Zip	01081-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	3060
Legal Lot Number	97-0
Jurisdiction	WALES MA
Township / Civil Division	WALES
Census Block Group	1
Census Block	1013
Census Tract	813801

Owner

Source: Hampden County and Wales Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97 UNION RD, WALES, MA 01081-9600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Dec 14, 2018	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Prior Sale	Nov 4, 2004 · Amount on Record
Deed Document Number	201874528
Deed Book / Page	22484 / 361
Prior Transfer Date	Dec 12, 2018
Prior Transfer Doc	0022488-23
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALES MA
Property Address	97 UNION RD, WALES, MA 01081-9600
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023765-473
Date	Mar 16, 2021
Book Page	23765/473
Instrument	17796

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Apr 1, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALES MA
Recording Date	Dec 14, 2018
Property Address	97 UNION RD, WALES, MA 01081-9600
Document Number	22484-361
Book / Page	22484 / 361
Instrument Date	Dec 14, 2018
Instrument	74528
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 UNION RD, WALES, MA 01081-9600

Mortgage

Document Number	74529
Date	Dec 14, 2018
Instrument	74529

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Wales Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wales Town
Secondary School District	Tantasqua School District (07 - 12)
Elementary School District	Wales School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,283.00 (+3.54%)	$161,600 (+5.69%) Land $30,800 Building $130,800	$235,581 (+0.36%)
2025	$2,205.00 (+2.61%)	$152,900 (+5.09%) Land $29,000 Building $123,900	$234,745 (+25.18%)
2024	$2,149.00 (+7.67%)	$145,500 (+24.36%) Land $27,600 Building $117,900	$187,530
2023	$1,996.00	$117,000 Land $24,000 Building $93,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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