Suffolk County and Islip Town property record for 97 Union Ave, Islip, NY 11751
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $12,385 (2024) |
| Deeds & Mortgages | Nov 2023 Refinance Sep 2016 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 396.-4-74 |
| Primary APN | 472889 396.-4-74 |
|---|---|
| Alternative APNs |
|
| Lot Area | 9,148 sqft (0.21 acres) |
|---|---|
| Lot Width | 72.3 ft Width |
| Account Number | 032350 |
|---|---|
| Street Address | 97 UNION AVE |
| City | ISLIP |
| State | NY |
| Zip | 11751-3919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | X2218184Y183308 T059H00000000H |
| Legal Block | 6000 |
| Legal Lot Number | 400 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 147402 |
Source: Suffolk County and Islip Town records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 97 UNION AVE, ISLIP, NY 11751-3919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIBANK NA |
| Sep 1, 2016 | Loan Modification, Mortgage · Conventional Mortgage OCWEN LN SERVICING |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 97 UNION AVE, ISLIP, NY 11751-3919 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0235510027 |
|---|---|
| Date | Nov 27, 2023 |
| Book Page | 23551/27 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Dec 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 97 UNION AVE, ISLIP, NY 11751-3919 |
| Document Number | 0228110150 |
| Book / Page | 022811 / 000150 |
| Instrument Date | Sep 1, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 97 UNION AVE ISLIP NY 117513919, ISLIP, NY 11751-3919 |
| Document Number | 0228110150 |
|---|---|
| Date | Apr 24, 2017 |
| Book Page | 022811/000150 |
| Name | OCWEN LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | WEST PALM BEACH, FL 33407 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2047 |
| Rate | 3.75% |
|---|
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Islip Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40,950 (-) Land $10,400 Building $30,550 | $576,761 (-) Land $146,479 Building $430,282 | |
| 2024 | $12,385.00 | $576,761 (+2.54%) Land $146,479 Building $430,282 | |
| 2023 | $40,950 Land $10,400 Building $30,550 | $562,500 Land $142,857 Building $419,643 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 19 (1980–2023) |
| Claims Outside the SFHA | 18 of 19 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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