Westchester County and Ossining Town property record for 97 Underhill Rd, Ossining, NY 10562 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1936 |
| Square Footage | 2,040 sqft Living Area |
| Lot Size | 26,572 sqft (0.61 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $449,000 (2011) |
| Tax Bill | $13,100.00 (2025) |
| Primary APN | 554203 89.20-4-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,040 sqft Living Area |
| 1st Floor | 1,360 sqft 1st Floor |
| Upper Floors | 680 sqft Upper Floors |
| Game Room | Game Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Exterior |
| Lot Area | 26,572 sqft (0.61 acres) |
| Depth X Width | 151 ft x 165 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Patio Area | 300 sqft Patio |
| Porch | Open Porch |
| Porch Area | 75 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 97 UNDERHILL RD |
|---|---|
| City | OSSINING |
| State | NY |
| Zip | 10562-5103 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 9.000 |
| Jurisdiction | WESTCHESTER NY |
| Minor Civil Division | OSSINING |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 13402 |
Source: Westchester County and Ossining Town records · APN 554203 89.20-4-9
Assessment roll updated May 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 UNDERHILL RD, OSSINING, NY 10562-5103 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 21, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance FREEDOM MORTGAGE CORP |
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Aug 09, 2018 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) FREEDOM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 25, 2011 · Amount on Record |
| Deed Sale | Aug 25, 2011 · Amount on Record |
| Deed Doc Number | 2011512283103 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 97 UNDERHILL RD, OSSINING, NY 10562-5103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | INTERCOASTAL ABSTRACT CO INC |
| Name | Verified Name |
|---|
| Document Number | 0602953002 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 602953002 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 97 UNDERHILL RD, OSSINING, NY 10562-5103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | INTERCOASTAL ABSTRACT CO INC |
| Name | Verified Name |
|---|
| Document Number | 0602953001 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 602953001 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Aug 09, 2018 |
| Property Address | 97 UNDERHILL RD, OSSINING, NY 10562-5103 |
| Document Number | 0582133041 |
| Book / Page | 058213 / 003041 |
| Instrument Date | Aug 03, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | JUDICIAL TITLE INSURANCE COMPANY, JUDICIAL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,199.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 290 E MAIN ST ELMSFORD NY 105233400, ELMSFORD, NY 10523-3400 |
| Document Number | 582213156 |
|---|---|
| Date | Aug 09, 2018 |
| Book Page | 058221/003156 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 08, 2048 |
Source: Westchester County and Ossining Town records · Assessment roll updated May 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Ossining Town |
| Municipality | Ossining Village |
| Unified School District | Ossining Union Free School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,100.00 | $710,100 (+0.94%) Land $275,300 Building $434,800 | $710,100 (+0.94%) Land $275,300 Building $434,800 |
| 2024 | Additional exemption filed | $703,500 (+5.95%) Land $187,400 Building $516,100 | $703,500 (+5.95%) Land $187,400 Building $516,100 |
| 2023 | $664,000 Land $187,400 Building $476,600 | $664,000 Land $187,400 Building $476,600 |
Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 11% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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