97 Turtle Ridge Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 97 Turtle Ridge Rd, Sparta, NC 28675 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2007
Square Footage2,610 sqft Living Area
Lot Size78,408 sqft (1.8 acres)
OccupancyOwner Occupied
Last Sale$255,000 (2019)
Tax Bill$1,835.00 (2025)

Property Details

APN / Parcel Number

Primary APN4001159055
Alternative APN
  • 76821

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms9 Rooms
Building Area2,610 sqft Living Area
1st Floor1,170 sqft 1st Floor
Attic Area1,260 sqft Attic
Attic1 Attic
Basement Area540 sqft Basement
Unfinished Basement540 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleCape Cod Style
Exterior MaterialLogs Exterior
Lot Area78,408 sqft (1.8 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
Garage Area864 sqft Garage
CarportCarport
Carport Area864 sqft Carport
Deck Area240 sqft Deck
Porch Area908 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number76821
Street Address97 TURTLE RIDGE RD
CitySPARTA
StateNC
Zip28675-8937
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description#6 TURTLE RIDGE
Legal SubdivisionTURTLE RIDGE
Legal Block359
Legal Lot Number6
JurisdictionALLEGHANY NC
Minor Civil DivisionGLADE CREEK
Census Blockgroup1
Census Block1048
Census Tract950100

Owner

Source: Alleghany County records · APN 4001159055

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address97 TURTLE RIDGE RD, SPARTA, NC 28675-8937
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK
Feb 20, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FIFTH THIRD BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 20, 2019 · Amount on Record
Deed SaleFeb 20, 2019 · Amount on Record
Prior SaleJul 01, 2013 · Amount on Record
Deed Doc Number2019321
Deed Book / Page398 / 271
Prior Transfer DateJul 01, 2016
Prior Transfer Doc379/0767
Record RefreshedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGHANY NC
Property Address97 TURTLE RIDGE RD, SPARTA, NC 28675-8937
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number410/1371
DateAug 31, 2020
Book Page410/1371
Instrument1885
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGHANY NC
Recording DateFeb 20, 2019
Property Address97 TURTLE RIDGE RD, SPARTA, NC 28675-8937
Document Number398/271
Book / Page398 / 271
Instrument DateFeb 19, 2019
Instrument321
Transaction TypeTransfer
Record UpdatedJul 09, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 TURTLE RIDGE RD, SPARTA, NC 28675-8937

Mortgage

Document Number000398/273
DateFeb 20, 2019
Book Page398/273
Instrument322
Lender
NameFIFTH THIRD BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: Alleghany County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAlleghany County
Unified School DistrictAlleghany County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$260,500 (-) Land $35,400 Building $225,100$260,500 (-) Land $35,400 Building $225,100
2025$1,835.00$260,500 (-) Land $35,400 Building $225,100
2023$260,500 Land $35,400 Building $225,100$260,500 (-) Land $35,400 Building $225,100
2021$260,500 Land $35,400 Building $225,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Alleghany County (37005C), updated July 16, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
57th percentile nationally · 79th in North Carolina
Wildfire LikelihoodAbout 1 in 671 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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