Bergen County and Cresskill Borough property record for 97 Truman Dr, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 7,541 sqft · built 2004 |
| Lot Size | 0.92 acres (40,071 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $4,135,000 (Sep 2022) |
| Tax Bill | $86,510 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jul 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00091-08-00016 |
| Primary APN | 08-00091-08-00016 |
|---|---|
| Alternative APN |
|
| Building Area | 7,541 sqft Living Area |
|---|
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 40,071 sqft (0.92 acres) |
| Street Address | 97 TRUMAN DR |
|---|---|
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-1755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .9199 ACRE |
| Legal Subdivision | CRESSKILL HILLS |
| Legal Block | 91.08 |
| Legal Lot Number | 16 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 8001 |
97 Truman Dr is owned and occupied by two individuals who bought it in September 2022.
Source: Bergen County and Cresskill Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 TRUMAN DR, CRESSKILL, NJ 07626-1755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2022 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 16, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2022 · Amount on File |
| Deed Sale | Sep 28, 2022 · Amount on File |
| Prior Sale | May 24, 2013 · Amount on File |
| Deed Document Number | 202294770 |
| Deed Book / Page | 4819 / 1534 |
| Prior Transfer Date | Jun 23, 2021 |
| Prior Transfer Doc | 0042760903 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 28, 2022 |
| Property Address | 97 TRUMAN DR, CRESSKILL, NJ 07626-1755 |
| Document Number | 0048191534 |
| Book / Page | 4819 / 1534 |
| Instrument Date | Aug 1, 2022 |
| Instrument | 2022094770 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | OCEANVIEW TITLE AGENCY LLC, OCEANVIEW TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $88,858.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 37-27 HILLSIDE TER, 37-27, FAIR LAWN, NJ 07410-4252 |
| Name | Verified Name |
|---|---|
| Address | 97 TRUMAN DR, CRESSKILL, NJ 07626-1755 |
| Document Number | 2022094771 |
|---|---|
| Date | Sep 28, 2022 |
| Instrument | 2022094771 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 16, 2021 |
| Property Address | 97 TRUMAN DR, CRESSKILL, NJ 07626-1755 |
| Document Number | 0042760903 |
| Book / Page | 4276 / 903 |
| Instrument Date | Jun 23, 2021 |
| Instrument | 2021114720 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3-7 27TH ST SIDE TERRANCE, 3-7, FAIR LAWN, NJ 07410-3817 |
| Name | Verified Name |
|---|---|
| Address | 97 TRUMAN DR, CRESSKILL, NJ 07626-1755 |
The 2025 property tax bill for 97 Truman Dr was $86,510, up 4.4% from the year before.
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,007,200 (+5.1%) Land $764,000 Building $3,243,200 | $4,007,200 (+5.1%) Land $764,000 Building $3,243,200 | |
| 2025 | $86,510.00 (+4.36%) | $3,812,700 Land $754,000 Building $3,058,700 | $3,812,700 Land $754,000 Building $3,058,700 |
| 2024 | $82,894.00 | ||
| 2023 | $3,514,900 Land $638,000 Building $2,876,900 | $3,514,900 Land $638,000 Building $2,876,900 | |
| 2022 | $54,251.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 Truman Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2021–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 Truman Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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