97 Trowbridge Ln, Brevard, NC 28712 Property Records

Transylvania County property record for 97 Trowbridge Ln, Brevard, NC 28712

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 750 sqft · built 1951
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Aug 2022)
Tax Bill	$675 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jan 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8585-88-3275-431`

Property Details

APN / Parcel Number

Primary APN	`8585-88-3275-431`
Alternative APNs	`70504760` `70562740`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	750 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	70562740
Street Address	97 TROWBRIDGE LN
City	BREVARD
State	NC
Zip	28712-4583
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Description	SAPPHIRE MANOR
Legal Subdivision	SAPPHIRE MANOR CONDOMINIUM TWO
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	BREVARD
Census Block Group	3
Census Block	3025
Census Tract	960301

Owner

Source: Transylvania County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	97 TROWBRIDGE LN, BREVARD, NC 28712-4583
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Jan 28, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 13, 2019	Deed of Trust, Mortgage · Conventional with PMI MAUREEN BRYANT
Sep 25, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2022 · Amount on Record
Deed Sale	Aug 15, 2022 · Amount on Record
Prior Sale	Sep 25, 2018 · Amount on Record
Deed Document Number	20225236
Deed Book / Page	1049 / 321
Prior Transfer Date	Jan 20, 2021
Prior Transfer Doc	0009630145
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Aug 15, 2022
Property Address	97 TROWBRIDGE LN, BREVARD, NC 28712-4583
Document Number	0010490321
Book / Page	1049 / 321
Map Reference	MB 1 PG 453
Instrument Date	Jul 28, 2022
Instrument	2022005236
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 CANARY LN, 511, SUPERIOR, CO 80027-8679

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 TROWBRIDGE LN, BREVARD, NC 28712-4583

Mortgage

Document Number	2022005237
Date	Aug 15, 2022
Instrument	2022005237

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	Other
Max Rate	10.6%

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Jan 28, 2021
Property Address	97 TROWBRIDGE LN, BREVARD, NC 28712-4583
Document Number	0009630145
Book / Page	000963 / 000145
Instrument Date	Jan 20, 2021
Instrument	726
Transaction Type	Transfer
Record Updated	Mar 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1499 BLAKE ST #1A DENVER CO 802021356, 1A, DENVER, CO 80202-1356

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	97 TROWBRIDGE LN, BREVARD, NC 28712-4583
Document Number	0009040707
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1512 LARIMER ST #10 DENVER CO 802021611, 10, DENVER, CO 80202-1611

Mortgage

Document Number	0009040707
Date	Dec 17, 2019
Book Page	000904/000707
Instrument	6683

Lender

Name	MAUREEN BRYANT

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Sep 25, 2018
Property Address	97 TROWBRIDGE LN, BREVARD, NC 28712-4583
Document Number	0008570097
Book / Page	000857 / 000097
Instrument Date	Sep 25, 2018
Instrument	4917
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1512 LARIMER ST #10 DENVER CO 802021611, 10, DENVER, CO 80202-1611

Mortgage

Document Number	8570100
Date	Sep 25, 2018
Book Page	000857/000100
Instrument	4918

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

Tax Assessment & Valuation

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Brevard City
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$675.00 (+38.89%)	$164,660 (+104.27%) Land $35,000 Building $129,660	$164,660 (+104.27%) Land $35,000 Building $129,660
2023	$486.00	$80,610 Land $10,000 Building $70,610	$80,610 Land $10,000 Building $70,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BREVARD serves 11,336 people · EPA ID NC0188010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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